Bank Comparison
Texana Bank, N.A. vs Lewis & Clark Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 12
winning metrics across 23 comparable rows
Capital adequacy
| Metric | Texana Bank, N.A. | Lewis & Clark Bank |
|---|---|---|
| CET1 Ratio | 10.33% | 20.22% |
| Tier 1 Capital Ratio | 10.33% | 20.22% |
| Total Capital Ratio | 11.56% | 21.24% |
| Tier 1 Leverage Ratio | 9.02% | 11.50% |
| Equity / Assets | 8.41% | 10.83% |
Profitability
| Metric | Texana Bank, N.A. | Lewis & Clark Bank |
|---|---|---|
| Return on Assets (ROA) | 1.25% | 0.22% |
| Return on Equity (ROE) | 14.10% | 2.01% |
| Net Interest Margin (NIM) | 4.06% | 2.39% |
| Yield on Earning Assets | 6.16% | 4.83% |
| Cost of Funds | 2.16% | 2.57% |
Asset quality
| Metric | Texana Bank, N.A. | Lewis & Clark Bank |
|---|---|---|
| Texas Ratio | 15.22% | 0.00% |
| Non-Performing Loan Ratio | 1.49% | 0.00% |
| Non-Performing Asset Ratio | 1.41% | 0.00% |
| Net Charge-Off Ratio | -0.05% | 0.00% |
| ACL / Loans | 1.08% | 1.20% |
Balance sheet
| Metric | Texana Bank, N.A. | Lewis & Clark Bank |
|---|---|---|
| Total Assets | $352,752K | $353,377K |
| Total Deposits | $279,893K | $253,361K |
| Total Loans | $327,550K | $149,755K |
| Total Equity | $29,668K | $38,257K |
| Net Income (quarter) | $1,028K | $191 |
Liquidity & funding
| Metric | Texana Bank, N.A. | Lewis & Clark Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 117.03% | 59.11% |
| Core Deposit Ratio | 73.14% | 98.87% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Texana Bank, N.A. | Lewis & Clark Bank |
|---|---|---|
| Headquarters City | LINDEN | OREGON CITY |
| Headquarters State | TX | OR |
| Asset Tier | Small | Small |
| Charter Class | 10476 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 7 | 1 |
| Employees (FTE) | 398 | 42 |
| Established | Jan. 1, 1914, midnight | Dec. 15, 2006, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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