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BanksHoosier Heartland State Bank

Hoosier Heartland State Bank

CRAWFORDSVILLE, INSmallEst. Dec 1, 1899FDIC #15566RSSD #157744FDIC
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Operating from Crawfordsville, IN, Hoosier Heartland State Bank serves its local market as an FDIC-insured commercial bank. On its most recent Q1 2026 call report, Hoosier Heartland State reported $351M in total assets against $318M in deposits. Profitability tracks the broader industry — ROA 1.12%, ROE 16.12%, NIM 4.11%. Regulatory capital is solid — 10.37% CET1 and 11.48% total risk-based capital ratio. Asset quality is pristine — 0.22% NPLs and a 3.69% Texas Ratio. It operates 7 branches, primarily in Indiana.

Headquarters Profile

Address
1661 S Us Highway 231, CRAWFORDSVILLE, IN 47933
County
Montgomery
Metro Area
CRAWFORDSVILLE, IN
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
9
Established
December 1, 1899
Branches
7 domestic
Employees (FTE)
59
FDIC Cert
15566
Fed RSSD
157744
Assets
$351M
Deposits
$318M
Loans
$263M
Equity
$25M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3110.37%1.12%0.22%3.69%4.11%
2025-12-319.98%0.84%0.35%5.37%4.03%
2025-09-3010.30%1.13%0.25%4.86%4.07%
2025-06-3010.62%1.05%0.16%3.22%3.83%
2025-03-3110.72%0.77%0.17%3.83%3.76%
2024-12-3110.50%0.66%0.18%2.43%3.75%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Frequently asked about Hoosier Heartland State Bank

What are Hoosier Heartland State Bank's total assets?

As of the Q1 2026 filing, Hoosier Heartland State Bank reported total assets of $351.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Hoosier Heartland State Bank headquartered?

Hoosier Heartland State Bank is headquartered in CRAWFORDSVILLE, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Hoosier Heartland State Bank founded?

Hoosier Heartland State Bank was established in 1899, per the FDIC institution directory.

Is Hoosier Heartland State Bank FDIC-insured?

Yes. Hoosier Heartland State Bank is an FDIC-insured commercial bank (FDIC Certificate #15566). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Hoosier Heartland State Bank?

Hoosier Heartland State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Hoosier Heartland State Bank's CET1 capital ratio?

Hoosier Heartland State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.37% in its most recent quarterly filing — above regulatory minimums.

How many branches does Hoosier Heartland State Bank operate?

Hoosier Heartland State Bank operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Hoosier Heartland State Bank's Texas Ratio?

Hoosier Heartland State Bank's Texas Ratio is 3.69% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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