State Hub
Banks in Indiana
All FDIC-insured banks headquartered in Indiana
Every FDIC-insured commercial bank headquartered in Indiana, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
Indiana is home to 94 FDIC-insured banks headquartered in the state, with $221.89B in combined assets and $177.12B in deposits. The largest is Old National Bank ($72.61B) — about 33% of the group's total banking assets , followed by First Merchants Bank and Merchants Bank of Indiana . Across these banks, the asset-weighted return on assets is 1.23% and the median CET1 capital ratio is 13.11% . 1 bank reports a Texas ratio above 100% — a level often associated with elevated balance-sheet stress.
Banks
94
Total Assets
$221.89B
Total Deposits
$177.12B
Avg ROA
1.23%
Median CET1
13.11%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| OLD NATIONAL BANK | EVANSVILLE , IN | $72.61B | 1.34% | 3.53% | 46.2% | 11.25% | 1.19% | 10.0% |
| FIRST MERCHANTS BANK | MUNCIE , IN | $21.05B | 0.65% | 3.39% | 68.5% | 11.58% | 1.30% | 9.9% |
| MERCHANTS BANK OF INDIANA | CARMEL , IN | $20.26B | 1.48% | 2.94% | 41.7% | 11.93% | 1.62% | 14.5% |
| CENTIER BANK | MERRILLVILLE , IN | $10.08B | 1.50% | 3.56% | 49.8% | 12.63% | 0.67% | 5.1% |
| 1ST SOURCE BANK | SOUTH BEND , IN | $9.11B | 1.83% | 4.19% | 47.1% | 14.75% | 1.09% | 5.9% |
| GERMAN AMERICAN BANK | JASPER , IN | $8.37B | 1.62% | 4.15% | 49.4% | 13.11% | 0.50% | 3.7% |
| LAKE CITY BANK | WARSAW , IN | $7.08B | 1.59% | 3.39% | 46.2% | 14.63% | 0.41% | 2.8% |
| HORIZON BANK | MICHIGAN CITY , IN | $6.54B | 1.78% | 4.39% | 50.4% | 12.35% | 0.98% | 7.9% |
| UNITED FIDELITY BANK, FSB | EVANSVILLE , IN | $6.33B | -0.25% | -0.49% | 160.5% | 10.99% | 0.45% | 2.3% |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION | TERRE HAUTE , IN | $6.12B | 1.35% | 4.25% | 56.8% | 12.32% | 0.64% | 5.1% |
| FIRST INTERNET BANK OF INDIANA | FISHERS , IN | $5.68B | 0.32% | 2.51% | 49.5% | 10.86% | 2.15% | 19.9% |
| FIRST FARMERS BANK & TRUST CO. | CONVERSE , IN | $3.55B | 1.60% | 3.83% | 47.2% | 12.45% | 0.62% | 6.9% |
| STAR FINANCIAL BANK | FORT WAYNE , IN | $3.19B | 1.03% | 3.30% | 65.8% | 13.85% | 0.21% | 3.7% |
| NATIONAL BANK OF INDIANAPOLIS, THE | INDIANAPOLIS , IN | $3.13B | 1.22% | 3.12% | 59.1% | 11.36% | 0.30% | 2.4% |
| First Savings Bank | Jeffersonville , IN | $2.39B | 1.21% | 3.21% | 61.1% | 11.90% | 0.79% | 7.1% |
| PEOPLES BANK | MUNSTER , IN | $2.01B | 0.44% | 3.22% | 83.2% | 12.03% | 1.00% | 8.9% |
| FIRST BANK MIDWEST | RICHMOND , IN | $1.51B | 0.76% | 3.05% | 66.3% | 13.37% | 1.33% | 11.7% |
| FIRST HARRISON BANK | CORYDON , IN | $1.28B | 1.34% | 3.80% | 56.7% | — | 0.68% | 3.4% |
| FARMERS STATE BANK | LAGRANGE , IN | $1.26B | 1.76% | 3.94% | 48.7% | 16.96% | 0.57% | 3.9% |
| The Farmers Bank, Frankfort, Indiana | Frankfort , IN | $1.12B | 0.99% | 3.35% | 68.3% | — | 0.44% | 4.4% |
| JACKSON COUNTY BANK | SEYMOUR , IN | $1.08B | 0.73% | 3.43% | 72.4% | 11.11% | 0.67% | 6.4% |
| FIRST BANK OF BERNE | BERNE , IN | $1.08B | 2.11% | 3.62% | 47.3% | 12.39% | 0.51% | 5.3% |
| COMMUNITY FIRST BANK OF INDIANA | KOKOMO , IN | $965.3M | 1.11% | 6.53% | 70.3% | 10.24% | 1.90% | 18.8% |
| GREENFIELD BANKING COMPANY | GREENFIELD , IN | $909.0M | 1.66% | 4.38% | 54.3% | — | 0.76% | 7.7% |
| CITIZENS STATE BANK OF NEW CASTLE | NEW CASTLE , IN | $895.6M | 0.95% | 3.79% | 65.6% | 15.35% | 0.28% | 1.9% |
| STATE BANK | BROWNSBURG , IN | $855.7M | 1.07% | 4.05% | 64.5% | — | 0.13% | 1.1% |
| FOUNTAIN TRUST COMPANY, THE | COVINGTON , IN | $854.7M | 0.97% | 3.34% | 67.7% | 15.69% | 0.47% | 3.2% |
| FIRST STATE BANK OF MIDDLEBURY | MIDDLEBURY , IN | $811.8M | 1.52% | 4.10% | 57.1% | 16.54% | 1.47% | 10.2% |
| FCN BANK, NATIONAL ASSOCIATION | BROOKVILLE , IN | $797.6M | 0.98% | 3.09% | 66.0% | 14.10% | 1.22% | 10.4% |
| NORTH SALEM STATE BANK, THE | NORTH SALEM , IN | $775.1M | 1.62% | 4.09% | 53.6% | 11.14% | 0.28% | 3.2% |
| NEW WASHINGTON STATE BANK, THE | NEW WASHINGTON , IN | $769.0M | 0.88% | 3.87% | 69.7% | — | 0.34% | 6.2% |
| CITIZENS BANK | MOORESVILLE , IN | $699.7M | 0.98% | 3.49% | 71.7% | 12.55% | 0.05% | 0.4% |
| FIRST FEDERAL SAVINGS BANK | ROCHESTER , IN | $690.3M | 0.82% | 3.30% | 79.1% | 13.57% | 0.95% | 8.4% |
| SPRINGS VALLEY BANK & TRUST COMPANY | FRENCH LICK , IN | $644.2M | 1.86% | 3.98% | 55.6% | 13.96% | 0.12% | 0.9% |
| DEMOTTE STATE BANK | DEMOTTE , IN | $606.2M | 0.83% | 3.02% | 70.4% | — | 4.20% | 22.2% |
| CROSSROADS BANK | WABASH , IN | $598.0M | 1.11% | 3.47% | 60.5% | 13.13% | 1.61% | 13.0% |
| FREEDOM BANK | HUNTINGBURG , IN | $583.7M | 2.26% | 3.44% | 43.9% | 13.77% | 0.17% | 1.2% |
| FIRST FEDERAL SAVINGS BANK | EVANSVILLE , IN | $579.0M | 0.29% | 3.12% | 90.5% | — | 1.32% | 11.6% |
| FRIENDSHIP STATE BANK, THE | FRIENDSHIP , IN | $559.8M | 1.05% | 3.23% | 72.5% | 15.18% | 0.46% | 3.6% |
| FIRST FEDERAL SAVINGS BANK | HUNTINGTON , IN | $557.5M | 1.15% | 3.64% | 59.4% | — | 2.50% | 17.7% |
| COMMUNITY STATE BANK | AVILLA , IN | $521.0M | 0.77% | 3.66% | 63.9% | 13.24% | 1.40% | 10.4% |
| NAPOLEON STATE BANK, THE | NAPOLEON , IN | $507.0M | 1.50% | 4.52% | 55.9% | — | 0.16% | 1.5% |
| PEOPLES STATE BANK, THE | ELLETTSVILLE , IN | $487.4M | 1.35% | 3.83% | 65.1% | — | 0.19% | 1.1% |
| HOMETOWN SAVINGS BANK, THE | TERRE HAUTE , IN | $461.9M | 0.15% | 2.80% | 94.2% | 12.80% | 0.62% | 6.3% |
| ALLIANCE BANK | FRANCESVILLE , IN | $458.7M | 2.45% | 4.48% | 46.9% | — | 0.09% | 0.6% |
| SECURITY FEDERAL SAVINGS BANK | LOGANSPORT , IN | $452.9M | 0.81% | 3.64% | 72.3% | — | 0.43% | 3.6% |
| BIPPUS STATE BANK, THE | HUNTINGTON , IN | $432.1M | 2.16% | 4.43% | 46.1% | 16.28% | 0.84% | 5.5% |
| HOME BANK SB | MARTINSVILLE , IN | $431.7M | 0.58% | 3.41% | 83.7% | — | 0.79% | 5.1% |
| FIRST NATIONAL BANK OF MONTEREY, THE | MONTEREY , IN | $429.6M | 1.06% | 2.90% | 56.1% | — | 0.48% | 2.9% |
| FIRST NATIONAL BANK | CLOVERDALE , IN | $420.2M | 0.38% | 3.03% | 85.7% | 17.41% | 0.34% | 2.0% |
| KENTLAND BANK | KENTLAND , IN | $402.2M | 1.35% | 4.32% | 53.9% | — | 0.63% | 13.3% |
| GRANT COUNTY STATE BANK | SWAYZEE , IN | $395.9M | 2.90% | 3.93% | 22.7% | 18.27% | 1.74% | 11.7% |
| OWEN COUNTY STATE BANK | SPENCER , IN | $391.6M | 0.70% | 3.34% | 73.0% | 12.61% | 0.72% | 7.9% |
| RIDDELL NATIONAL BANK, THE | BRAZIL , IN | $381.0M | 0.92% | 3.76% | 66.2% | 10.79% | 0.91% | 12.7% |
| GARRETT STATE BANK, THE | GARRETT , IN | $378.5M | 1.94% | 3.38% | 43.8% | 18.15% | 1.20% | 8.6% |
| AMERICAN COMMUNITY BANK OF INDIANA | SAINT JOHN , IN | $376.5M | 1.17% | 3.83% | 61.7% | 11.13% | 2.28% | 20.5% |
| CAMPBELL & FETTER BANK | KENDALLVILLE , IN | $353.4M | 0.82% | 3.21% | 64.9% | 21.98% | 0.00% | 0.0% |
| HOOSIER HEARTLAND STATE BANK | CRAWFORDSVILLE , IN | $351.0M | 1.12% | 4.11% | 70.6% | 10.37% | 0.22% | 3.7% |
| MUTUAL SAVINGS BANK | FRANKLIN , IN | $349.3M | 0.82% | 3.03% | 73.0% | 13.05% | 0.00% | 0.0% |
| BATH STATE BANK | BATH , IN | $332.9M | 0.95% | 3.09% | 71.0% | 11.39% | 0.54% | 6.9% |
| PEOPLES BANK, THE | BROWNSTOWN , IN | $325.6M | 1.19% | 3.52% | 58.5% | 21.06% | 0.51% | 3.0% |
| FARMERS AND MERCHANTS BANK | LAOTTO , IN | $314.5M | 1.46% | 3.33% | 55.4% | 10.92% | 0.00% | 0.2% |
| TRI-COUNTY BANK & TRUST COMPANY | ROACHDALE , IN | $303.4M | 0.35% | 2.58% | 81.0% | — | 0.95% | 7.3% |
| BEDFORD FEDERAL SAVINGS BANK | BEDFORD , IN | $285.5M | 1.52% | 3.93% | 52.8% | — | 1.85% | 14.3% |
| LOGANSPORT SAVINGS BANK | LOGANSPORT , IN | $285.5M | 0.80% | 3.39% | 78.2% | — | 2.30% | 20.1% |
| BANK OF WOLCOTT | WOLCOTT , IN | $278.8M | 1.53% | 3.38% | 53.7% | — | 0.36% | 2.9% |
| UNION SAVINGS AND LOAN ASSOCIATION | CONNERSVILLE , IN | $261.6M | 0.93% | 4.11% | 69.6% | — | 1.14% | 8.6% |
| WAYNE BANK AND TRUST CO. | RICHMOND , IN | $258.8M | 1.16% | 3.86% | 68.8% | — | 0.02% | 1.2% |
| PEOPLES TRUST AND SAVINGS BANK | BOONVILLE , IN | $248.4M | -0.11% | 2.52% | 98.5% | — | 2.41% | 14.7% |
| HENDRICKS COUNTY BANK AND TRUST COMPANY | BROWNSBURG , IN | $239.9M | 0.58% | 3.96% | 78.2% | — | 0.78% | 5.0% |
| MID-SOUTHERN SAVINGS BANK, F.S.B. | SALEM , IN | $228.0M | 1.42% | 3.89% | 59.8% | — | 0.55% | 1.9% |
| FARMERS AND MERCHANTS BANK, THE | BOSWELL , IN | $215.8M | 0.74% | 3.48% | 68.8% | 12.74% | 0.00% | 0.1% |
| FOWLER STATE BANK | FOWLER , IN | $190.5M | 1.17% | 4.45% | 59.9% | — | 0.34% | 1.4% |
| LNB COMMUNITY BANK | LYNNVILLE , IN | $184.8M | 1.48% | 4.00% | 69.2% | 15.18% | 0.24% | 1.8% |
| HOME NATIONAL BANK OF THORNTOWN, THE | THORNTOWN , IN | $177.0M | 0.93% | 4.22% | 67.9% | — | 1.54% | 13.1% |
| COMMUNITY STATE BANK | ROYAL CENTER , IN | $169.3M | 0.73% | 3.07% | 71.7% | 17.98% | 0.12% | 0.7% |
| FIRST STATE BANK OF PORTER | PORTER , IN | $156.3M | 0.82% | 3.50% | 74.6% | — | 2.39% | 7.8% |
| COMMUNITY STATE BANK | BROOK , IN | $155.0M | 1.05% | 3.48% | 56.2% | — | 0.66% | 5.8% |
| FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG | GREENSBURG , IN | $146.1M | 0.44% | 2.85% | 81.4% | 24.30% | 2.94% | 13.6% |
| FIRST FEDERAL SAVINGS BANK OF ANGOLA | ANGOLA , IN | $139.8M | 0.87% | 3.76% | 69.1% | — | 0.00% | 0.0% |
| CLEARPOINT FEDERAL BANK & TRUST | BATESVILLE , IN | $133.5M | -0.50% | 2.15% | 111.0% | — | — | 0.0% |
| SPENCER COUNTY BANK | SANTA CLAUS , IN | $131.4M | 0.83% | 3.77% | 72.3% | — | 1.71% | 14.5% |
| CENTREBANK | VEEDERSBURG , IN | $118.4M | 1.33% | 5.93% | 59.1% | — | 0.68% | 4.2% |
| FARMERS AND MECHANICS FEDERAL SAVINGS BANK | BLOOMFIELD , IN | $116.0M | -0.19% | 2.77% | 106.0% | 11.15% | 1.38% | 16.5% |
| State Bank of Medora | Medora , IN | $95.7M | -0.17% | 2.98% | 109.7% | — | 0.52% | 2.4% |
| FIRST FEDERAL SAVINGS BANK OF WASHINGTON | WASHINGTON , IN | $92.8M | 0.57% | 3.46% | 76.3% | — | 2.49% | 17.3% |
| SCOTTSBURG BUILDING AND LOAN ASSOCIATION | SCOTTSBURG , IN | $77.9M | 0.16% | 2.55% | 77.3% | 40.10% | 0.05% | 0.2% |
| BOONVILLE FEDERAL SAVINGS BANK | BOONVILLE , IN | $69.5M | 0.39% | 3.40% | 84.6% | 15.74% | 0.67% | 8.4% |
| FAIRMOUNT STATE BANK, THE | FAIRMOUNT , IN | $58.1M | 0.75% | 4.36% | 66.7% | — | 1.13% | 19.9% |
| PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA | MONTICELLO , IN | $42.8M | 1.18% | 4.17% | 66.8% | — | 2.76% | 7.8% |
| GENERATIONS COMMUNITY BANK | INDIANAPOLIS , IN | $26.1M | -38.41% | 1.26% | 3319.2% | — | — | 0.0% |
| EVERENCE TRUST COMPANY | GOSHEN , IN | $17.4M | 30.31% | 4.76% | 89.1% | 144.66% | — | 0.0% |
| NEW COVENANT TRUST COMPANY, NATIONAL ASSOCIATION | JEFFERSONVILLE , IN | $8.9M | 13.46% | 3.39% | 80.5% | 256.26% | — | 0.0% |
| KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION | KENTLAND , IN | $3.7M | -4.81% | 2.12% | 305.0% | 0.00% | 6.30% | 217.8% |
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Indiana bank rankings
See Indiana banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest Indiana banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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