Bank call report · Bedford, IN
Bedford Federal Savings Bank Call Report
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Bedford Federal Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 244 reported line items, schedule by schedule (441 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 946274 |
| FDIC certificate number | 29024 |
| Total assets | $303.0M |
Official Q2 2026 call report PDF (FFIEC) →
Bedford Federal Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Bedford Federal Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $303.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $303.0M |
| Total Liabilities and Minority Interest | RCON2948 | $273.1M |
| Total Deposits | RCON2200 | $261.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $241.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $239.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $219.2M |
| Deposits: Noninterest-bearing | RCON6631 | $42.5M |
| Interest-bearing Balances | RCON0071 | $35.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $30.5M |
| Total Equity Capital | RCON3210 | $30.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $30.0M |
| Other Assets | RCON2160 | $12.9M |
| Other Borrowed Money | RCON3190 | $10.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $5.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $4.4M |
| Loans and Leases Held for Sale | RCON5369 | $2.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.3M |
| Intangible Assets | RCON2143 | $1.6M |
| Other Liabilities, Total | RCON2930 | $1.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$509K |
Schedule RI: Income Statement (36 items)
About Schedule RI · Bedford Federal Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $8.8M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $8.0M |
| Net Interest Income | RIAD4074 | $5.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $4.4M |
| Total Noninterest Expense | RIAD4093 | $3.4M |
| Total Interest Expense | RIAD4073 | $3.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $3.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.1M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.3M |
| Net Income (Loss) | RIAD4340 | $2.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.3M |
| Salaries and Employee Benefits | RIAD4135 | $1.6M |
| Other Noninterest Expense | RIAD4092 | $1.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.2M |
| Total Noninterest Income | RIAD4079 | $1.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $772K |
| Applicable Income Taxes | RIAD4302 | $750K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $516K |
| Net Servicing Fees | RIADB492 | $496K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $382K |
| Other Noninterest Income | RIADB497 | $292K |
| Provision for Loan and Lease Losses | RIAD4230 | $287K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $285K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $258K |
| Other Interest Income | RIAD4518 | $234K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $228K |
| Other Interest Expense | RIADGW44 | $200K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $189K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $98K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $44K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $29K |
| Noninterest income: Fees and commissions from securities brokerage, investment banking, advisory, and underwriting activities | RIADHT73 | $19K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$10K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 32 |
Schedule RC-B: Securities (4 items)
About Schedule RC-B · Bedford Federal Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $6.3M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $6.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $5.6M |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · Bedford Federal Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $244.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $126.9M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $114.4M |
| Pledged Loans and Leases | RCONG378 | $101.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $61.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $54.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $44.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $38.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $34.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $33.8M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $33.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $24.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $12.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $11.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $11.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $9.7M |
| Commercial and Industrial Loans | RCON1766 | $7.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $7.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $6.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $5.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $4.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $2.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $969K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $480K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $337K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $169K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $105K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $18.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $4.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $169K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $148K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $31K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $18K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 53 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 50 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 49 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 30 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 13 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 13 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 1 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Bedford Federal Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $189.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $141.9M |
| Total Transaction Accounts | RCON2215 | $72.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $62.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $58.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $58.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $47.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $45.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $37.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $35.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $33.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $31.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $30.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $26.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $24.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $17.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $15.0M |
| Total Brokered Deposits | RCON2365 | $15.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $14.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $12.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $5.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $709K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $5.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $4.5M |
| Other Assets | RCON2168 | $1.4M |
| Accrued Interest Receivable | RCONB556 | $1.3M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.1M |
| Net Deferred Tax Assets | RCON2148 | $275K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.2M |
| Deferred Compensation Liabilities | RCONC011 | $611K |
| Accounts Payable | RCON3066 | $546K |
| Other Expenses Accrued and Unpaid | RCON3646 | $130K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $56K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $14K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Bedford Federal Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $305.7M |
| Quarterly Average of Total Loans | RCON3360 | $233.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $141.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $94.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $86.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $60.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $40.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $39.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $29.7M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $10.0M |
| Mortgage-backed Securities | RCONB559 | $6.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $6.4M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $6.3M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Bedford Federal Savings Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $12.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $6.1M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $5.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $4.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $903K |
| Commercial and Similar Letters of Credit | RCON3411 | $26K |
Schedule RC-M: Memoranda (9 items)
About Schedule RC-M · Bedford Federal Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $10.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $10.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $2.5M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.6M |
| Mortgage Servicing Assets | RCON3164 | $1.6M |
| Outstanding balance of PPP loans | RCONLG27 | $91K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (18 items)
About Schedule RC-N · Bedford Federal Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.6M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.6M |
| Additions to Nonaccrual Assets | RCONC410 | $762K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $432K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $399K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $365K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $332K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $264K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $216K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $139K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $122K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $60K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $29K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $21K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $13K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $9K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Bedford Federal Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $305.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $261.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $135.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $120.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $30.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $709K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 8,666 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 165 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 154 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Bedford Federal Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $305.7M |
| Average total consolidated assets | RCOAKW03 | $305.7M |
| Total Assets | RCOA2170 | $303.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $30.5M |
| Retained Earnings | RCOAKW00 | $30.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $30.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $30.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $30.0M |
| Unconditionally Cancellable Commitments | RCOAS540 | $16.2M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $13.6M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $13.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$509K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$509K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $26K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0996 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.045 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $30.0M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $27.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $27.6M |
| Other Comprehensive Income | RIADB511 | -$22K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Bedford Federal Savings Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $193K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $97K |
| Charge-offs on Automobile Loans | RIADK129 | $88K |
| Recoveries on Automobile Loans | RIADK133 | $75K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $48K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $47K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $22K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $10K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Bedford Federal Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.1M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $193K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$2K |
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $158.4M |
Bedford Federal Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bedford Federal Savings Bank call report?
The Bedford Federal Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bedford Federal Savings Bank file?
Bedford Federal Savings Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bedford Federal Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bedford Federal Savings Bank has Federal Reserve RSSD ID 946274 and FDIC certificate number 29024. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bedford Federal Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bedford Federal Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 29024) · FFIEC NIC profile (RSSD 946274)