Bank call report · Merrillville, IN
Centier Bank Call Report
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Centier Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 524 reported line items, schedule by schedule (915 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 783648 |
| FDIC certificate number | 12854 |
| Total assets | $10.41B |
Official Q2 2026 call report PDF (FFIEC) →
Centier Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Centier Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $10.41B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $10.41B |
| Total Liabilities and Minority Interest | RCON2948 | $9.39B |
| Total Deposits | RCON2200 | $8.79B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $8.10B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $8.01B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $7.35B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.72B |
| Deposits: Noninterest-bearing | RCON6631 | $1.44B |
| Total Equity Capital | RCON3210 | $1.03B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.03B |
| Undivided Profits and Capital Reserves | RCON3632 | $984.5M |
| Other Assets | RCON2160 | $388.3M |
| Other Borrowed Money | RCON3190 | $285.0M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $174.0M |
| Interest-bearing Balances | RCON0071 | $146.7M |
| Other Liabilities, Total | RCON2930 | $139.7M |
| Surplus | RCON3839 | $117.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $99.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$76.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $74.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $64.2M |
| Intangible Assets | RCON2143 | $8.2M |
| Loans and Leases Held for Sale | RCON5369 | $4.6M |
| Common Stock | RCON3230 | $1.0M |
| Other Real Estate Owned | RCON2150 | $144K |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $34K |
Schedule RI: Income Statement (52 items)
About Schedule RI · Centier Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $278.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $242.8M |
| Net Interest Income | RIAD4074 | $170.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $125.9M |
| Total Interest Expense | RIAD4073 | $108.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $99.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $98.3M |
| Total Noninterest Expense | RIAD4093 | $97.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $78.7M |
| Net Income (Loss) | RIAD4340 | $78.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $78.7M |
| Salaries and Employee Benefits | RIAD4135 | $61.6M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $58.6M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $35.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $32.7M |
| Total Noninterest Income | RIAD4079 | $32.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $25.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $24.9M |
| Other Noninterest Expense | RIAD4092 | $24.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $24.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $21.6M |
| Applicable Income Taxes | RIAD4302 | $20.6M |
| Other Noninterest Income | RIADB497 | $13.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $11.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $11.2M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $7.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $7.2M |
| Provision for Loan and Lease Losses | RIAD4230 | $6.6M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $6.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $6.3M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $4.9M |
| Interest on Other Securities | RIAD4060 | $4.8M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $3.8M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $3.3M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $3.3M |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $2.2M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $2.2M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $1.8M |
| Other Interest Income | RIAD4518 | $1.8M |
| Net Servicing Fees | RIADB492 | $1.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.3M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.2M |
| Fees and Commissions from Annuity Sales | RIADC887 | $1.1M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $1.0M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $965K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $310K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $303K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $212K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $69K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$3K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 1,138 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $210.9M |
| Balances Due from Federal Reserve Banks | RCON0090 | $120.3M |
| Currency and Coin | RCON0080 | $35.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $28.7M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $26.4M |
Schedule RC-B: Securities (32 items)
About Schedule RC-B · Centier Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $55.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $53.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $155.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $142.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $390.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $374.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.82B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $574.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $571.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $537.9M |
| Pledged Securities | RCON0416 | $402.9M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $371.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $344.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $337.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $282.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $253.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $198.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $193.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $129.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $63.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $53.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $53.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $48.3M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $19.4M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $18.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $10.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $8.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $5.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $2.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $754K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $464K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $31K |
Schedule RC-C, Part I: Loans and Leases (39 items)
About Schedule RC-C, Part I · Centier Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $8.11B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.79B |
| Pledged Loans and Leases | RCONG378 | $2.65B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $2.41B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $2.08B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.88B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.03B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $819.6M |
| Commercial and Industrial Loans | RCON1766 | $733.3M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $733.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $695.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $655.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $640.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $639.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $508.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $493.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $479.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $467.6M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Loans That Provide for the Use of Interest Reserves (Included in Scheduled Rc-c, Part I, Item 1.A., Column B) | RCONG376 | $369.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $286.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $258.8M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $116.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $104.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $43.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $37.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $36.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $29.7M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $28.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $17.4M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $11.6M |
| Other Loans | RCONJ464 | $11.2M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Interest Capitalized from Interest Reserves on Construction, Land Development, and Other Land Loans That Is Included in Interest and Fee Income on Loans During the Quarter (Included in Schedule Ri, Item 1.A.(1)(A)(2)) | RIADG377 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $7.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $6.5M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $4.7M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $3.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $410K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $410K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $186.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $77.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $23.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $19.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $8.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $3.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $709K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $114K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 412 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 270 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 268 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 202 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 195 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 89 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
Schedule RC-E: Deposit Liabilities (37 items)
About Schedule RC-E · Centier Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $5.30B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $5.25B |
| Total Demand Deposits (See Note Below) | RCON2210 | $3.48B |
| Total Transaction Accounts | RCON2215 | $3.48B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.95B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.92B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.71B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.43B |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.32B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $1.19B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.17B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.08B |
| Total Brokered Deposits | RCON2365 | $897.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $895.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $796.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $736.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $653.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $638.2M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $441.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $423.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $341.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $338.0M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $319.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $238.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $200.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $179.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $138.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $113.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $98.6M |
| Total reciprocal deposits | RCONJH83 | $57.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $54.9M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $34.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $30.4M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $30.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.5M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $2.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $1.4M |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $108.4M |
| Other Assets | RCON2168 | $85.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $66.6M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $58.3M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $46.2M |
| Accrued Interest Receivable | RCONB556 | $41.5M |
| Net Deferred Tax Assets | RCON2148 | $40.2M |
| Prepaid Expenses | RCON2166 | $12.3M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $96.9M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $58.3M |
| Operating lease liabilities | RCONLB56 | $30.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $29.9M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $9.4M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $3.4M |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Centier Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $10.27B |
| Quarterly Average of Total Loans | RCON3360 | $7.95B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $3.82B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $3.04B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $2.12B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.77B |
| Mortgage-backed Securities | RCONB559 | $1.17B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.05B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $714.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $468.6M |
| All Other Securities | RCONB560 | $386.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $344.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $266.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $182.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $160.8M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $42.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (28 items)
About Schedule RC-L · Centier Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $18.2M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $32.8M |
| Notional Amount of Sold Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCONG409 | $12.4M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $5.8M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG417 | $9.8M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $23.0M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $2.31B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $2.31B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $1.15B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $329.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $326.8M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $303.9M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $96.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $77.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $58.2M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $58.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $38.7M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $32.8M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $18.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCONA126 | $17.2M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $10.3M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $6.9M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $5.3M |
| Unused Commitments - Credit Card Lines | RCON3815 | $5.3M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8733 | $218K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $61K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Trading | RCON8737 | $11K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $1K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Centier Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $271.4M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $200.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $200.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $85.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $12.7M |
| Mortgage Servicing Assets | RCON3164 | $8.2M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $144K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 10 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)
About Schedule RC-N · Centier Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $63.0M |
| Additions to Nonaccrual Assets | RCONC410 | $44.4M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $40.8M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $35.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $15.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $13.8M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $8.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $6.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $3.9M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $3.0M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $2.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 90 Days or More and Still Accruing | RCON3500 | $1.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $1.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $1.2M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $650K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $635K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $300K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $251K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $210K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $191K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $131K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $110K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Centier Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $10.27B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $8.80B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $4.53B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $4.17B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $3.38B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.09B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $91.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $7.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 252,409 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 5,065 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 4,057 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 21 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $35.2M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $31.1M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $4.6M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $1.3M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.78B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.78B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.72B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.72B |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $58.5M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $58.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $58.2M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $58.2M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $58.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $58.2M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $58.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $58.2M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $58.2M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $58.2M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $61K |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $61K |
| All Other Liabilities - Level 3 Fair Value Measurements | RCONG809 | $1K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG535 | $1K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Centier Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $8.58B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Centier Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $10.27B |
| Average total consolidated assets | RCOAKW03 | $10.27B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $8.58B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.21B |
| Common Equity Tier 1 Capital | RCOAP859 | $1.10B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.10B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.10B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.03B |
| Retained Earnings | RCOAKW00 | $984.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $118.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $102.5M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $102.5M |
| Tier 2 Capital Before Deductions | RCOAP870 | $102.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$76.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$76.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1404 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1285 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1285 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1074 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0604 |
Schedule RC-R, Part II: Risk-Weighted Assets (74 items)
About Schedule RC-R, Part II · Centier Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $8.58B |
| Total Risk-weighted Assets | RCONG641 | $8.58B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $7.25B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $7.25B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $6.77B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $5.90B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $5.86B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $2.11B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.72B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.58B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.50B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $1.40B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $1.40B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $1.18B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.12B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $963.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $904.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $904.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $890.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $806.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $788.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $753.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $703.6M |
| Total All Other Assets | RCOND981 | $470.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $445.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $372.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $243.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $210.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $189.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $180.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $156.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $142.2M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$137.5M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $120.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $108.4M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $108.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $103.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $100.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$96.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $94.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $94.7M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $82.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $80.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $72.3M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $61.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $61.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $61.2M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $58.3M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $58.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $54.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $54.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $48.6M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $48.3M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $48.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $48.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $45.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $42.0M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $38.7M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $38.7M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $38.7M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $33.4M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $33.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $28.8M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $21.1M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $19.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - One Year or Less | RCONS591 | $12.4M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $12.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCONS593 | $9.8M |
| Unconditionally Cancellable Commitments | RCONS540 | $5.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $4.6M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $4.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $3.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $153K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $77K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $990.2M |
Schedule RC-T: Fiduciary and Related Services (38 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $654.3M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $344.8M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $324.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $271.1M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $271.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $198.8M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $150.1M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $27.5M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $21.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $19.5M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $19.5M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $10.2M |
| Income from Fiduciary Activities | RIAD4070 | $3.6M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $1.8M |
| Other Retirement Accounts | RIADB907 | $1.7M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $965K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $781K |
| Personal Trust and Agency Accounts | RIADB904 | $779K |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $448K |
| Other Fiduciary and Related Services Income | RIADB910 | $278K |
| Custody and Safekeeping Accounts | RIADB909 | $47K |
| All Other Fiduciary Income | RIADA480 | $35K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 71,354 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 71,017 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 71,017 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 166 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 147 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 118 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 108 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 108 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 14 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 13 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 7 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 7 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 2 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 2 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $1.03B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $982.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $982.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $22.2M |
| Other Comprehensive Income | RIADB511 | -$12.5M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (19 items)
About Schedule RI-B, Part I · Centier Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $3.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $2.9M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $675K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $481K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $365K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $175K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $167K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $132K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $127K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $90K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $16K |
| Recoveries on Loans to Credit Cards | RIADB515 | $13K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $11K |
| Recoveries on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3589 | $6K |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $3K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $3K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $2K |
| Recoveries on Automobile Loans | RIADK133 | $2K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Centier Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $99.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $95.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $3.8M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $8.10B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $3.22B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $2.85B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $950.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $612.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $470.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $99.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $55.9M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $30.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $7.2M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $6.6M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | -$1.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $159K |
Schedule RI-E: Explanations (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $8.3M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $6.8M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $3.1M |
| Consulting and Advisory Expense | RIADF557 | $2.6M |
| Data Processing Expenses | RIADC017 | $2.3M |
| Marketing and Other Professional Services | RIAD0497 | $1.5M |
| Telecommunications Expense | RIADF559 | $1.1M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $963K |
| Income and Fees from Wire Transfers | RIADT047 | $706K |
| Directors' Fees | RIAD4136 | $686K |
| Legal Expense | RIAD4141 | $599K |
| Printing, Stationery, and Supplies | RIADC018 | $521K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $514K |
| Safe Deposit Box Rent | RIADC015 | $245K |
| Accounting and Auditing Expenses | RIADF556 | $195K |
| Other Real Estate Owned Expenses | RIADY923 | $9K |
Centier Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Centier Bank call report?
The Centier Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Centier Bank file?
Centier Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Centier Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Centier Bank has Federal Reserve RSSD ID 783648 and FDIC certificate number 12854. Either one finds its filings on the FFIEC Central Data Repository.
How often does Centier Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Centier Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 12854) · FFIEC NIC profile (RSSD 783648)