RIAD5411: Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit
RIAD5411 is the call report code for charge-offs on revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $131.4M; the median among the 264 with a nonzero amount was $42K. The largest value reported for Q2 2026 (year to date) was $20.1M, by PNC Bank, N.A.
Definition
Includes charge-offs on all 'Revolving, Open-End Loans Secured By 1-4 Family Residential Properties and Extended Under Lines of Credit (1797)'.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD5411 sits on the call report
| Code | RIAD5411 (prefix RIAD, item 5411) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1991 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD5411 |
|---|---|---|
| PNC Bank, N.A. | Wilmington, DE | $20.1M |
| Bank of America, N.A. | Charlotte, NC | $14.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $10.0M |
| Flagstar Bank, N.A. | Hicksville, NY | $8.5M |
| Citizens Bank, N.A. | Providence, RI | $6.8M |
| Truist Bank | Charlotte, NC | $6.0M |
| Pinnacle Bank | Nashville, TN | $5.1M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $5.0M |
| USAA Federal Savings Bank | Phoenix, AZ | $5.0M |
| The Huntington National Bank | Columbus, OH | $3.9M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $131.4M |
| March 31, 2026 | 4,336 | $66.8M |
| December 31, 2025 | 4,394 | $261.6M |
| September 30, 2025 | 4,435 | $195.1M |
| June 30, 2025 | 4,477 | $130.4M |
| March 31, 2025 | 4,519 | $68.0M |
| December 31, 2024 | 4,543 | $260.4M |
| September 30, 2024 | 4,572 | $181.6M |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is