RIADK205: Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards)
RIADK205 is the call report code for charge-offs all other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards), reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $3.45B; the median among the 2,243 with a nonzero amount was $17K. The largest value reported for Q2 2026 (year to date) was $277.0M, by Truist Bank.
Definition
Report all other extensions of credit to individuals for household, family, and other personal expenditures charged-off.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADK205 sits on the call report
| Code | RIADK205 (prefix RIAD, item K205) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2011 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADK205 |
|---|---|---|
| Truist Bank | Charlotte, NC | $277.0M |
| Capital One, N.A. | McLean, VA | $237.0M |
| Sallie Mae Bank | Salt Lake City, UT | $225.3M |
| Synchrony Bank | Draper, UT | $211.0M |
| Citibank, N.A. | Sioux Falls, SD | $178.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $131.0M |
| Fifth Third Bank, N.A. | Cincinnati, OH | $127.0M |
| U.S. Bank N.A. | Cincinnati, OH | $123.2M |
| USAA Federal Savings Bank | Phoenix, AZ | $119.0M |
| Manufacturers and Traders Trust Company | Buffalo, NY | $108.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $3.45B |
| March 31, 2026 | 4,336 | $1.76B |
| December 31, 2025 | 4,394 | $6.86B |
| September 30, 2025 | 4,435 | $4.88B |
| June 30, 2025 | 4,477 | $3.21B |
| March 31, 2025 | 4,519 | $1.75B |
| December 31, 2024 | 4,543 | $7.22B |
| September 30, 2024 | 4,572 | $5.27B |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is