RIADB486: Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards)
RIADB486 is the call report code for loans to individuals for household, family, and other personal expenditures: other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards), reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $34.98B; the median among the 4,006 with a nonzero amount was $180K. The largest value reported for Q2 2026 (year to date) was $4.77B, by Capital One, N.A.
Definition
Includes all interest, fees, and similar charges levied against or associated with all other loans to individuals for household, family, and other personal expenditures (in domestic offices) reportable in Schedule RC-C, part I, item 6.b,B539 'Other revolving credit plans,' and item 6.c, 2011 ' Other consumer loans.'
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADB486 sits on the call report
| Code | RIADB486 (prefix RIAD, item B486) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2001 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADB486 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $4.77B |
| Ally Bank | Sandy, UT | $3.68B |
| Truist Bank | Charlotte, NC | $2.12B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $2.12B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $2.02B |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $1.86B |
| Bank of America, N.A. | Charlotte, NC | $1.17B |
| Sallie Mae Bank | Salt Lake City, UT | $1.15B |
| TD Bank, N.A. | Wilmington, DE | $987.1M |
| USAA Federal Savings Bank | Phoenix, AZ | $957.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $34.98B |
| March 31, 2026 | 4,336 | $17.23B |
| December 31, 2025 | 4,394 | $66.86B |
| September 30, 2025 | 4,435 | $49.30B |
| June 30, 2025 | 4,477 | $32.40B |
| March 31, 2025 | 4,519 | $16.26B |
| December 31, 2024 | 4,543 | $71.37B |
| September 30, 2024 | 4,572 | $54.35B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is