RIADB492: Net Servicing Fees
RIADB492 is the call report code for net servicing fees, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $4.47B; the median among the 1,691 with a nonzero amount was $90K. The largest value reported for Q2 2026 (year to date) was $525.1M, by Credit One Bank, N.A.
Definition
Includes income from servicing real estate mortgages, credit cards, and other financial assets held by others. Report any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans. Banks should report servicing income net of the related servicing assets' amortization expense.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADB492 sits on the call report
| Code | RIADB492 (prefix RIAD, item B492) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2001 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADB492 |
|---|---|---|
| Credit One Bank, N.A. | Las Vegas, NV | $525.1M |
| Santander Bank, N.A. | Wilmington, DE | $499.7M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $491.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $231.0M |
| Truist Bank | Charlotte, NC | $231.0M |
| Manufacturers and Traders Trust Company | Buffalo, NY | $191.0M |
| PNC Bank, N.A. | Wilmington, DE | $183.9M |
| U.S. Bank N.A. | Cincinnati, OH | $158.8M |
| KeyBank N.A. | Cleveland, OH | $129.8M |
| Bank of America, N.A. | Charlotte, NC | $85.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $4.47B |
| March 31, 2026 | 4,336 | $2.15B |
| December 31, 2025 | 4,394 | $8.21B |
| September 30, 2025 | 4,435 | $5.95B |
| June 30, 2025 | 4,477 | $3.82B |
| March 31, 2025 | 4,519 | $1.63B |
| December 31, 2024 | 4,543 | $8.93B |
| September 30, 2024 | 4,572 | $5.73B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is