RCONF046: Number of Retirement Deposit Accounts of $250,000 or Less
RCONF046 is the call report code for number of retirement deposit accounts of $250,000 or less, reported on Schedule RC-O, Other Data for Deposit Insurance Assessments. For Q2 2026, 4,242 banks reported it; the median nonzero value was 216. The largest value reported for Q2 2026 was 5,069,484, by Bank of America, N.A.
Definition
(To be completed for the June report only.) Report the total number of retirement deposit accounts (demand, savings, and time) with a balance on the report date of $250,000 or less. Count each certificate, passbook, account, and other evidence of deposit which has a balance of $250,000 or less.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONF046 sits on the call report
| Code | RCONF046 (prefix RCON, item F046) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-O, Other Data for Deposit Insurance Assessments |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Count or number, as of the quarter end |
| In the MDRM since | 2006 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONF046 |
|---|---|---|
| Bank of America, N.A. | Charlotte, NC | 5,069,484 |
| TD Bank, N.A. | Wilmington, DE | 3,579,521 |
| JPMorgan Chase Bank, N.A. | Columbus, OH | 2,535,386 |
| Citibank, N.A. | Sioux Falls, SD | 1,515,521 |
| TD Bank USA, N.A. | Wilmington, DE | 1,360,403 |
| Truist Bank | Charlotte, NC | 1,162,925 |
| Principal Bank | Des Moines, IA | 865,345 |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | 405,631 |
| Bank of America California, N.A. | San Francisco, CA | 304,693 |
| Fifth Third Bank, N.A. | Cincinnati, OH | 295,794 |
Related
All codes on Schedule RC-O · All call report schedules · Find the code for a loan type · What a call report is