RIAD4073: Total Interest Expense
RIAD4073 is the call report code for total interest expense, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $237.94B; the median among the 4,231 with a nonzero amount was $3.1M. The largest value reported for Q2 2026 (year to date) was $33.75B, by JPMorgan Chase Bank, N.A.
Definition
Includes the sum of 'Interest on Time Certificates of Deposit of $100,000 or More (4174)', 'Interest on Other Deposits (4176)', 'Interest on Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFs (4172)', 'Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in IBFs (4180)', 'Interest on Demand Notes Issued to the U.S.Treasury and on Other Borrowed Money (4185)', 'Interest on Mortgage Indebtedness and Obligations Under Capitalized Leases (4072)', 'Interest on Notes and Debentures Subordinated to Deposits (4200)'.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4073 sits on the call report
| Code | RIAD4073 (prefix RIAD, item 4073) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1984 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4073 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $33.75B |
| Citibank, N.A. | Sioux Falls, SD | $22.19B |
| Bank of America, N.A. | Charlotte, NC | $19.20B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $13.32B |
| Goldman Sachs Bank USA | New York, NY | $11.38B |
| Capital One, N.A. | McLean, VA | $7.87B |
| The Bank of New York Mellon | New York, NY | $7.23B |
| U.S. Bank N.A. | Cincinnati, OH | $5.96B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $5.31B |
| PNC Bank, N.A. | Wilmington, DE | $4.61B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $237.94B |
| March 31, 2026 | 4,336 | $117.14B |
| December 31, 2025 | 4,394 | $504.22B |
| September 30, 2025 | 4,435 | $381.96B |
| June 30, 2025 | 4,477 | $251.95B |
| March 31, 2025 | 4,519 | $126.02B |
| December 31, 2024 | 4,543 | $567.95B |
| September 30, 2024 | 4,572 | $430.90B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is