Call report code · Schedule RC-R, Part II
RCONS439: Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures
RCONS439 is the call report code for total loans and leases, net of unearned income, residential mortgage exposures, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $941.58B; the median among the 2,274 with a nonzero amount was $107.3M. The largest value reported for Q2 2026 was $21.24B, by MidFirst Bank.
Where RCONS439 sits on the call report
| Code | RCONS439 (prefix RCON, item S439) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S439 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS439 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS439 |
|---|---|---|
| MidFirst Bank | Oklahoma City, OK | $21.24B |
| Third Federal Savings & Loan Association of Cleveland | Cleveland, OH | $16.25B |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $15.43B |
| Columbia Bank | Lake Oswego, OR | $15.33B |
| First Horizon Bank | Memphis, TN | $14.44B |
| First National Bank of Pennsylvania | Greenville, PA | $13.72B |
| Webster Bank, N.A. | Stamford, CT | $12.84B |
| WaFd Bank | Seattle, WA | $12.27B |
| SouthState Bank, N.A. | Winter Haven, FL | $12.25B |
| EverBank, N.A. | Jacksonville, FL | $9.95B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $941.58B |
| March 31, 2026 | 761 | $728.78B |
| December 31, 2025 | 2,595 | $979.69B |
| September 30, 2025 | 810 | $749.50B |
| June 30, 2025 | 2,683 | $968.41B |
| March 31, 2025 | 830 | $731.74B |
| December 31, 2024 | 2,763 | $954.54B |
| September 30, 2024 | 855 | $724.38B |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is