Call report code · Schedule RC-R, Part II
RCFDS439: Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures
RCFDS439 is the call report code for total loans and leases, net of unearned income, residential mortgage exposures, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 77 banks reported it, totaling $1.97T; the median among the 61 with a nonzero amount was $8.25B. The largest value reported for Q2 2026 was $360.05B, by JPMorgan Chase Bank, N.A.
Where RCFDS439 sits on the call report
| Code | RCFDS439 (prefix RCFD, item S439) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S439 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONS439 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 2,407 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDS439 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $360.05B |
| Bank of America, N.A. | Charlotte, NC | $253.88B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $232.09B |
| Citibank, N.A. | Sioux Falls, SD | $141.37B |
| U.S. Bank N.A. | Cincinnati, OH | $135.04B |
| PNC Bank, N.A. | Wilmington, DE | $78.26B |
| Morgan Stanley Private Bank, N.A. | Purchase, NY | $75.63B |
| Truist Bank | Charlotte, NC | $66.27B |
| Citizens Bank, N.A. | Providence, RI | $60.05B |
| The Huntington National Bank | Columbus, OH | $46.41B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 77 | $1.97T |
| March 31, 2026 | 77 | $1.96T |
| December 31, 2025 | 77 | $1.93T |
| September 30, 2025 | 77 | $1.93T |
| June 30, 2025 | 77 | $1.93T |
| March 31, 2025 | 79 | $1.93T |
| December 31, 2024 | 79 | $1.92T |
| September 30, 2024 | 79 | $1.93T |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is