RCONK207: Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans)
RCONK207 is the call report code for other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans), reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 4,297 banks reported it, totaling $318.78B; the median among the 3,994 with a nonzero amount was $2.3M. The largest value reported for Q2 2026 was $43.24B, by SoFi Bank, N.A.
Definition
Report (on the FFIEC 041, in column B, on the FFIEC 031, in columns A and B, as appropriate) all other loans to individuals for household, family, and other personal expenditures (other than those that meet the definition of a 'loan secured by real estate' and other than those for purchasing or carrying securities). Include loans for
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONK207 sits on the call report
| Code | RCONK207 (prefix RCON, item K207) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K207 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDK207 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONK207 |
|---|---|---|
| SoFi Bank, N.A. | Cottonwood Heights, UT | $43.24B |
| Truist Bank | Charlotte, NC | $25.98B |
| Sallie Mae Bank | Salt Lake City, UT | $21.10B |
| Manufacturers and Traders Trust Company | Buffalo, NY | $15.55B |
| U.S. Bank N.A. | Cincinnati, OH | $14.81B |
| Bank of America, N.A. | Charlotte, NC | $9.25B |
| BMO Bank N.A. | Chicago, IL | $9.12B |
| Citizens Bank, N.A. | Providence, RI | $8.74B |
| Capital One, N.A. | McLean, VA | $8.62B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $8.62B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $318.78B |
| March 31, 2026 | 4,336 | $314.74B |
| December 31, 2025 | 4,394 | $314.48B |
| September 30, 2025 | 4,435 | $314.22B |
| June 30, 2025 | 4,477 | $308.54B |
| March 31, 2025 | 4,519 | $312.03B |
| December 31, 2024 | 4,543 | $309.71B |
| September 30, 2024 | 4,572 | $390.71B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is