RCFDK207: Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans)
RCFDK207 is the call report code for other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans), reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 80 banks reported it, totaling $168.52B; the median among the 58 with a nonzero amount was $365.9M. The largest value reported for Q2 2026 was $25.98B, by Truist Bank.
Definition
Report (on the FFIEC 041, in column B, on the FFIEC 031, in columns A and B, as appropriate) all other loans to individuals for household, family, and other personal expenditures (other than those that meet the definition of a 'loan secured by real estate' and other than those for purchasing or carrying securities). Include loans for
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDK207 sits on the call report
| Code | RCFDK207 (prefix RCFD, item K207) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K207 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONK207 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,297 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDK207 |
|---|---|---|
| Truist Bank | Charlotte, NC | $25.98B |
| Manufacturers and Traders Trust Company | Buffalo, NY | $15.55B |
| U.S. Bank N.A. | Cincinnati, OH | $14.81B |
| Bank of America, N.A. | Charlotte, NC | $9.26B |
| BMO Bank N.A. | Chicago, IL | $9.12B |
| Citizens Bank, N.A. | Providence, RI | $8.74B |
| Capital One, N.A. | McLean, VA | $8.62B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $8.62B |
| American Express National Bank | Sandy, UT | $8.47B |
| USAA Federal Savings Bank | Phoenix, AZ | $6.93B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $168.52B |
| March 31, 2026 | 80 | $171.59B |
| December 31, 2025 | 80 | $173.05B |
| September 30, 2025 | 80 | $175.51B |
| June 30, 2025 | 80 | $175.15B |
| March 31, 2025 | 82 | $183.34B |
| December 31, 2024 | 82 | $181.99B |
| September 30, 2024 | 82 | $264.89B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is