RCONG378: Pledged Loans and Leases
RCONG378 is the call report code for pledged loans and leases, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 4,217 banks reported it, totaling $2.29T; the median among the 3,380 with a nonzero amount was $123.1M. The largest value reported for Q2 2026 was $45.73B, by First Horizon Bank.
Definition
Report the amount of all loans and leases included in Schedule RC-C, part I, above that are pledged to secure deposits, repurchase transactions, or other borrowings (regardless of the balance of the deposits or other liabilities against which the loans and leases are pledged) or for any other purpose. Include loans and leases that have been transferred in transactions that are accounted for as secured borrowings with a pledge of collateral because they do not qualify as sales under FASB Statement No. 140. In general, the pledging of loans and leases is the act of setting aside certain loans and leases to secure or collateralize bank transactions with the bank continuing to own the loans and leases unless the bank defaults on the transaction. When a bank has pledged an entire portfolio of loans to secure its Federal Home Loan Bank advances, it should report the amount of the entire portfolio in this item, excluding any loans within the portfolio that the bank has the right, without constraint, to repledge to another party. (However, if any such loans have been repledged to another party, they should be reported in this item.)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONG378 sits on the call report
| Code | RCONG378 (prefix RCON, item G378) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2009 |
The same item under other prefixes
Item G378 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDG378 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONG378 |
|---|---|---|
| First Horizon Bank | Memphis, TN | $45.73B |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $44.00B |
| Western Alliance Bank | Phoenix, AZ | $35.82B |
| Webster Bank, N.A. | Stamford, CT | $31.93B |
| Bank OZK | Little Rock, AR | $30.19B |
| Columbia Bank | Lake Oswego, OR | $29.87B |
| MidFirst Bank | Oklahoma City, OK | $28.47B |
| Barclays Bank Delaware | Wilmington, DE | $27.48B |
| BOKF, N.A. | Tulsa, OK | $27.14B |
| Prosperity Bank | El Campo, TX | $25.03B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $2.29T |
| March 31, 2026 | 4,256 | $2.26T |
| December 31, 2025 | 4,314 | $2.29T |
| September 30, 2025 | 4,355 | $2.28T |
| June 30, 2025 | 4,397 | $2.24T |
| March 31, 2025 | 4,437 | $2.21T |
| December 31, 2024 | 4,461 | $2.20T |
| September 30, 2024 | 4,490 | $2.16T |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is