RCONA575: All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years
RCONA575 is the call report code for all loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 4,217 banks reported it, totaling $112.93B; the median among the 3,310 with a nonzero amount was $5.0M. The largest value reported for Q2 2026 was $8.14B, by Sallie Mae Bank.
Definition
Includes the amount of bank's fixed rate loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with remaining maturities (without regard to repayment schedules, if any) of over 15 years and the bank's floating rate loans other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) which can be repriced less frequently than every 15 years (e.g., every 20 years, every 25 years).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONA575 sits on the call report
| Code | RCONA575 (prefix RCON, item A575) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1997 |
The same item under other prefixes
Item A575 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDA575 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONA575 |
|---|---|---|
| Sallie Mae Bank | Salt Lake City, UT | $8.14B |
| Columbia Bank | Lake Oswego, OR | $3.96B |
| Bank OZK | Little Rock, AR | $3.55B |
| Banc of California | Los Angeles, CA | $2.34B |
| Webster Bank, N.A. | Stamford, CT | $2.06B |
| Prosperity Bank | El Campo, TX | $1.80B |
| Mechanics Bank | Walnut Creek, CA | $1.66B |
| SouthState Bank, N.A. | Winter Haven, FL | $1.34B |
| Western Alliance Bank | Phoenix, AZ | $1.28B |
| First National Bank of Omaha | Omaha, NE | $1.26B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $112.93B |
| March 31, 2026 | 4,256 | $116.38B |
| December 31, 2025 | 4,314 | $126.24B |
| September 30, 2025 | 4,355 | $126.14B |
| June 30, 2025 | 4,397 | $124.55B |
| March 31, 2025 | 4,437 | $128.75B |
| December 31, 2024 | 4,461 | $130.11B |
| September 30, 2024 | 4,490 | $132.70B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is