RCFDA575: All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years
RCFDA575 is the call report code for all loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 80 banks reported it, totaling $126.79B; the median among the 59 with a nonzero amount was $223.8M. The largest value reported for Q2 2026 was $13.01B, by Bank of America, N.A.
Definition
Includes the amount of bank's fixed rate loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with remaining maturities (without regard to repayment schedules, if any) of over 15 years and the bank's floating rate loans other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) which can be repriced less frequently than every 15 years (e.g., every 20 years, every 25 years).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDA575 sits on the call report
| Code | RCFDA575 (prefix RCFD, item A575) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1997 |
The same item under other prefixes
Item A575 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONA575 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDA575 |
|---|---|---|
| Bank of America, N.A. | Charlotte, NC | $13.01B |
| PNC Bank, N.A. | Wilmington, DE | $12.75B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $11.57B |
| U.S. Bank N.A. | Cincinnati, OH | $10.59B |
| Truist Bank | Charlotte, NC | $8.95B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $8.63B |
| The Huntington National Bank | Columbus, OH | $8.58B |
| BMO Bank N.A. | Chicago, IL | $6.87B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $6.74B |
| Manufacturers and Traders Trust Company | Buffalo, NY | $6.33B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $126.79B |
| March 31, 2026 | 80 | $124.10B |
| December 31, 2025 | 80 | $126.53B |
| September 30, 2025 | 80 | $125.97B |
| June 30, 2025 | 80 | $121.73B |
| March 31, 2025 | 82 | $123.60B |
| December 31, 2024 | 82 | $121.27B |
| September 30, 2024 | 82 | $121.16B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is