RIAD4435: Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties
RIAD4435 is the call report code for interest and fee income on loans secured by 1-4 family residential properties, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $69.53B; the median among the 4,132 with a nonzero amount was $2.2M. The largest value reported for Q2 2026 (year to date) was $7.24B, by JPMorgan Chase Bank, N.A.
Definition
Includes all interest, fees, and similar charges levied against or associated with all loans included in Loans Secured by 1-4 Family Residential Properties (1430)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4435 sits on the call report
| Code | RIAD4435 (prefix RIAD, item 4435) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1986 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4435 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $7.24B |
| Bank of America, N.A. | Charlotte, NC | $4.80B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $4.41B |
| U.S. Bank N.A. | Cincinnati, OH | $2.92B |
| Citibank, N.A. | Sioux Falls, SD | $2.47B |
| PNC Bank, N.A. | Wilmington, DE | $1.80B |
| Truist Bank | Charlotte, NC | $1.55B |
| Morgan Stanley Private Bank, N.A. | Purchase, NY | $1.50B |
| Citizens Bank, N.A. | Providence, RI | $1.37B |
| The Huntington National Bank | Columbus, OH | $1.25B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $69.53B |
| March 31, 2026 | 4,336 | $34.51B |
| December 31, 2025 | 4,394 | $136.02B |
| September 30, 2025 | 4,435 | $101.37B |
| June 30, 2025 | 4,477 | $67.00B |
| March 31, 2025 | 4,519 | $33.31B |
| December 31, 2024 | 4,543 | $131.61B |
| September 30, 2024 | 4,572 | $98.08B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is