RCON5368: All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens
RCON5368 is the call report code for all other loans secured by 1-4 family residential properties: secured by junior liens, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 4,297 banks reported it, totaling $46.37B; the median among the 3,566 with a nonzero amount was $2.2M. The largest value reported for Q2 2026 was $2.93B, by U.S. Bank N.A.
Definition
Includes the amount of all permanent loans secured by junior (i.e., other than first) liens on 1-to-4 family residential properties. Even if the bank also holds a loan secured by a first lien on the same 1-to-4 family residential property and there are no intervening junior liens, loans secured by junior liens should be included in this item.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON5368 sits on the call report
| Code | RCON5368 (prefix RCON, item 5368) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1991 |
The same item under other prefixes
Item 5368 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFD5368 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 50 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON5368 |
|---|---|---|
| U.S. Bank N.A. | Cincinnati, OH | $2.93B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $2.52B |
| SoFi Bank, N.A. | Cottonwood Heights, UT | $1.76B |
| Bank of America, N.A. | Charlotte, NC | $1.60B |
| Frost Bank | San Antonio, TX | $1.55B |
| Citibank, N.A. | Sioux Falls, SD | $1.52B |
| TD Bank, N.A. | Wilmington, DE | $1.25B |
| Third Federal Savings & Loan Association of Cleveland | Cleveland, OH | $982.4M |
| First National Bank of Pennsylvania | Greenville, PA | $791.3M |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $776.5M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $46.37B |
| March 31, 2026 | 4,336 | $45.41B |
| December 31, 2025 | 4,394 | $52.36B |
| September 30, 2025 | 4,435 | $50.91B |
| June 30, 2025 | 4,477 | $50.40B |
| March 31, 2025 | 4,519 | $48.31B |
| December 31, 2024 | 4,543 | $47.43B |
| September 30, 2024 | 4,572 | $45.69B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is