RCONF047: Amount of Retirement Deposit Accounts of More Than $250,000
RCONF047 is the call report code for amount of retirement deposit accounts of more than $250,000, reported on Schedule RC-O, Other Data for Deposit Insurance Assessments. For Q2 2026, 4,242 banks reported it, totaling $49.27B; the median among the 3,109 with a nonzero amount was $1.5M. The largest value reported for Q2 2026 was $16.58B, by Charles Schwab Bank, SSB.
Definition
Report the aggregate balance of all retirement deposit accounts, certificates, or other evidences of deposit (demand, savings, and time) with a balance on the report date of more than $250,000. This amount should represent the total of the balances of the retirement deposit accounts enumerated in Schedule RC-O. Memorandum item 1.d.(2) (RCONF048).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONF047 sits on the call report
| Code | RCONF047 (prefix RCON, item F047) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-O, Other Data for Deposit Insurance Assessments |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2006 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONF047 |
|---|---|---|
| Charles Schwab Bank, SSB | Westlake, TX | $16.58B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $3.66B |
| Bank of America, N.A. | Charlotte, NC | $3.60B |
| Morgan Stanley Private Bank, N.A. | Purchase, NY | $3.18B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $1.99B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $1.54B |
| Raymond James Bank | Saint Petersburg, FL | $1.41B |
| Goldman Sachs Bank USA | New York, NY | $910.0M |
| Charles Schwab Trust Bank | Westlake, TX | $740.7M |
| Principal Bank | Des Moines, IA | $676.8M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,242 | $49.27B |
| March 31, 2026 | 4,281 | $48.92B |
| December 31, 2025 | 4,341 | $48.38B |
| September 30, 2025 | 4,382 | $46.81B |
| June 30, 2025 | 4,424 | $44.58B |
| March 31, 2025 | 4,465 | $45.07B |
| December 31, 2024 | 4,490 | $44.19B |
| September 30, 2024 | 4,521 | $41.84B |
Related
All codes on Schedule RC-O · All call report schedules · Find the code for a loan type · What a call report is