RIAD4115: Interest Income on Balances Due from Depository Institutions
RIAD4115 is the call report code for interest income on balances due from depository institutions, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $40.72B; the median among the 4,137 with a nonzero amount was $352K. The largest value reported for Q2 2026 (year to date) was $6.13B, by Citibank, N.A.
Definition
The amount of interest income received or accrued during the reporting period on balances carried with domestic and foreign banks and other depository institutions in the United States. Also includes premiums received or discounts paid on foreign exchange contracts related to financial swap transactions involving interest bearing balances due from depository institutions. Such gains or losses are known at the inception of the contract and should be amortized over the life of the contract.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4115 sits on the call report
| Code | RIAD4115 (prefix RIAD, item 4115) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1976 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4115 |
|---|---|---|
| Citibank, N.A. | Sioux Falls, SD | $6.13B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $5.12B |
| Bank of America, N.A. | Charlotte, NC | $3.98B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $2.59B |
| Goldman Sachs Bank USA | New York, NY | $2.12B |
| The Bank of New York Mellon | New York, NY | $1.57B |
| State Street Bank and Trust Company | Boston, MA | $1.42B |
| Capital One, N.A. | McLean, VA | $1.13B |
| American Express National Bank | Sandy, UT | $888.4M |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $795.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $40.72B |
| March 31, 2026 | 4,336 | $20.20B |
| December 31, 2025 | 4,394 | $94.25B |
| September 30, 2025 | 4,435 | $72.71B |
| June 30, 2025 | 4,477 | $48.68B |
| March 31, 2025 | 4,519 | $24.84B |
| December 31, 2024 | 4,543 | $125.67B |
| September 30, 2024 | 4,572 | $97.29B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is