Call report code · Schedule RC-R, Part II
RCONS449: Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual
RCONS449 is the call report code for total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $23.48B; the median among the 1,920 with a nonzero amount was $1.6M. The largest value reported for Q2 2026 was $582.0M, by CIBC Bank USA.
Where RCONS449 sits on the call report
| Code | RCONS449 (prefix RCON, item S449) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S449 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS449 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS449 |
|---|---|---|
| CIBC Bank USA | Chicago, IL | $582.0M |
| Western Alliance Bank | Phoenix, AZ | $547.4M |
| Live Oak Banking Company | Wilmington, NC | $527.6M |
| Barclays Bank Delaware | Wilmington, DE | $495.0M |
| Webster Bank, N.A. | Stamford, CT | $403.9M |
| First Horizon Bank | Memphis, TN | $394.3M |
| Comenity Capital Bank | Draper, UT | $378.0M |
| Merrick Bank | South Jordan, UT | $305.6M |
| Pathward, N.A. | Sioux Falls, SD | $275.1M |
| Bank OZK | Little Rock, AR | $270.2M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $23.48B |
| March 31, 2026 | 761 | $18.79B |
| December 31, 2025 | 2,595 | $23.68B |
| September 30, 2025 | 810 | $18.61B |
| June 30, 2025 | 2,683 | $22.79B |
| March 31, 2025 | 830 | $18.28B |
| December 31, 2024 | 2,763 | $21.55B |
| September 30, 2024 | 855 | $16.51B |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is