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Call report code · Schedule RC-R, Part II

RCFDS449: Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual

RCFDS449 is the call report code for total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 77 banks reported it, totaling $58.17B; the median among the 57 with a nonzero amount was $372.5M. The largest value reported for Q2 2026 was $6.90B, by Capital One, N.A.

Where RCFDS449 sits on the call report

Reference facts for call report code RCFDS449
CodeRCFDS449 (prefix RCFD, item S449)
Prefix RCFDThe consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices).
ScheduleRC-R, Part II, Risk-Weighted Assets
Reported onFFIEC 031
ValueDollar amount, reported in thousands, as of the quarter end
In the MDRM since2015

The same item under other prefixes

Item S449 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCONS449 Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items 2,407

Largest reported values, Q2 2026

The ten banks reporting the largest RCFDS449 values
BankHeadquartersRCFDS449
Capital One, N.A. McLean, VA $6.90B
JPMorgan Chase Bank, N.A. Columbus, OH $6.42B
Wells Fargo Bank, N.A. Sioux Falls, SD $6.00B
Citibank, N.A. Sioux Falls, SD $5.53B
Bank of America, N.A. Charlotte, NC $5.15B
Flagstar Bank, N.A. Hicksville, NY $2.79B
Goldman Sachs Bank USA New York, NY $2.22B
Synchrony Bank Draper, UT $2.01B
First-Citizens Bank & Trust Company Raleigh, NC $1.47B
Truist Bank Charlotte, NC $1.45B

Total reported by quarter

Sum of RCFDS449 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 202677$58.17B
March 31, 202677$60.90B
December 31, 202577$61.90B
September 30, 202577$60.82B
June 30, 202577$60.45B
March 31, 202579$61.39B
December 31, 202479$62.97B
September 30, 202479$60.02B

Related

All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is