RCON6810: Money Market Deposit Accounts (Mmda's)
RCON6810 is the call report code for money market deposit accounts (mmda's), reported on Schedule RC-E, Deposit Liabilities. For Q2 2026, 4,297 banks reported it, totaling $5.33T; the median among the 4,024 with a nonzero amount was $47.6M. The largest value reported for Q2 2026 was $1.08T, by JPMorgan Chase Bank, N.A.
Definition
Includes all money market deposit accounts (MMDA's), including those held in IRA's and KEOGH plans. The principal characteristics of MMDA's are: (a) no minimum maintenance balance requirement, (b) no minimum maturity required by regulation, but depository institutions must reserve the right to require at least seven days notice prior to withdrawal, (c) no regulatory limitations on the amount of interest that may be paid, (d) depository institutions may not obligate themselves to pay any fixed or indexed rate for a period greater than a month, (e) up to six transfers (including telephone transfers) per month are permitted, with no more than three of these transfers in the form of drafts, and (f) no regulatory restrictions on the size or frequency of withdrawals by mail, messenger, or in person. (MMDA's were authorized by the DIDC effective December 14, 1982.)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON6810 sits on the call report
| Code | RCON6810 (prefix RCON, item 6810) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-E, Deposit Liabilities |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1984 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON6810 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $1.08T |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $353.61B |
| U.S. Bank N.A. | Cincinnati, OH | $339.93B |
| Bank of America, N.A. | Charlotte, NC | $337.50B |
| Charles Schwab Bank, SSB | Westlake, TX | $186.34B |
| TD Bank, N.A. | Wilmington, DE | $140.80B |
| BMO Bank N.A. | Chicago, IL | $137.98B |
| Citibank, N.A. | Sioux Falls, SD | $133.80B |
| Truist Bank | Charlotte, NC | $118.52B |
| Goldman Sachs Bank USA | New York, NY | $79.23B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $5.33T |
| March 31, 2026 | 4,336 | $5.36T |
| December 31, 2025 | 4,394 | $5.31T |
| September 30, 2025 | 4,435 | $5.24T |
| June 30, 2025 | 4,477 | $5.17T |
| March 31, 2025 | 4,519 | $5.19T |
| December 31, 2024 | 4,543 | $5.22T |
| September 30, 2024 | 4,572 | $5.13T |
Related
All codes on Schedule RC-E · All call report schedules · Find the code for a loan type · What a call report is