Bank call report · Evansville, IN
United Fidelity Bank, FSB Call Report
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United Fidelity Bank, FSB filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 476 reported line items, schedule by schedule (1,040 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 031 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 391575 |
| FDIC certificate number | 29566 |
| Total assets | $6.49B |
Official Q2 2026 call report PDF (FFIEC) →
United Fidelity Bank, FSB call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (34 items)
About Schedule RC · United Fidelity Bank, FSB balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFD2170 | $6.49B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $6.49B |
| Total Liabilities and Minority Interest | RCFD2948 | $5.84B |
| Total Deposits | RCON2200 | $5.30B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $5.12B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $3.44B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $3.35B |
| Direct and Indirect Investments in Real Estate Ventures | RCFD3656 | $1.06B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) | RCFD1773 | $715.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) | RCON1773 | $715.6M |
| Total Equity Capital | RCFD3210 | $652.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $652.5M |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $645.5M |
| Held-to-maturity Securities, Total (consolidated) | RCFD1754 | $645.5M |
| Held-to-maturity Securities, Total (domestic offices) | RCON1754 | $645.5M |
| Interest-bearing Balances | RCFD0071 | $381.4M |
| Undivided Profits and Capital Reserves | RCFD3632 | $302.5M |
| Surplus | RCFD3839 | $280.6M |
| Other Assets | RCFD2160 | $274.3M |
| Deposits: Noninterest-bearing (domestic offices) | RCON6631 | $179.5M |
| Deposits: Noninterest-bearing (foreign offices) | RCFN6631 | $161.7M |
| Other Liabilities, Total | RCFD2930 | $138.7M |
| Perpetual Preferred Stock and Related Surplus | RCFD3838 | $105.2M |
| Allowance for Loan and Lease Losses | RCFD3123 | $81.7M |
| Other Borrowed Money (consolidated) | RCFD3190 | $52.8M |
| Other Borrowed Money (domestic offices) | RCON3190 | $52.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $44.2M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$36.7M |
| Subordinated Notes and Debentures | RCFD3200 | $26.9M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $9.7M |
| Intangible Assets | RCFD2143 | $3.2M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCFD2130 | $2.1M |
| Common Stock | RCFD3230 | $843K |
| Goodwill | RCFD3163 | $314K |
Schedule RI: Income Statement (48 items)
About Schedule RI · United Fidelity Bank, FSB income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Expense | RIAD4073 | $100.7M |
| Total Interest Income | RIAD4107 | $89.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $66.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $61.4M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $60.4M |
| Total Noninterest Income | RIAD4079 | $47.1M |
| Total Noninterest Expense | RIAD4093 | $45.5M |
| Other Noninterest Income | RIADB497 | $41.0M |
| Other Noninterest Expense | RIAD4092 | $22.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $21.9M |
| Salaries and Employee Benefits | RIAD4135 | $19.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $14.8M |
| Net Interest Income | RIAD4074 | -$11.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $10.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$10.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$9.1M |
| Applicable Income Taxes | RIAD4302 | -$6.3M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $5.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $4.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.2M |
| Interest and Fee Income on Loans in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RIAD4059 | $2.9M |
| Other Interest Income | RIAD4518 | $2.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$2.8M |
| Net Income (Loss) | RIAD4340 | -$2.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$2.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $2.3M |
| Interest on Other Securities | RIAD4060 | $1.7M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1.6M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $923K |
| Interest on Notes and Debentures Subordinated to Deposits | RIAD4200 | $906K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $640K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $570K |
| Interest on Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RIAD4172 | $541K |
| Net Servicing Fees | RIADB492 | $446K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $253K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $140K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $136K |
| All Other Loans in Domestic Offices | RIADB487 | $135K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $135K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $111K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $80K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $40K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $35K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $33K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $24K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $6K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 351 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $391.0M |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $389.2M |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $379.0M |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $379.0M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $6.2M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $6.1M |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $5.8M |
| Currency and Coin | RCON0080 | $2.9M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1.2M |
Schedule RC-B: Securities (38 items)
About Schedule RC-B · United Fidelity Bank, FSB securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCFDG302 | $189K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCFDG303 | $188K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $30.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $26.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $78K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $80K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $490K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $463K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $1.23B |
| Pledged Securities | RCFD0416 | $935.7M |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $765.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK142 | $645.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $592.6M |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $565.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK143 | $565.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $541.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCFD8498 | $114.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (consolidated) | RCFD8499 | $110.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (domestic offices) | RCON8499 | $110.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $37.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $32.5M |
| Fair Value of All Other Available-for-sale Mortgage Backed Securities (Mba) (Include Cmos, REMICS, and Stripped MBS) | RCON1736 | $29.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCFDK157 | $29.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $26.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $25.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCFDK156 | $20.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $5.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $5.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities (consolidated) | RCFD1287 | $5.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities (domestic offices) | RCON1287 | $5.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $5.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK152 | $2.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK153 | $2.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA556 | $156K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $144K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA557 | $110K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $81K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $61K |
Schedule RC-C, Part I: Loans and Leases (42 items)
About Schedule RC-C, Part I · United Fidelity Bank, FSB loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $3.44B |
| Loans Secured by Real Estate | RCFD1410 | $3.40B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $3.32B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $3.09B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.09B |
| Pledged Loans and Leases | RCFDG378 | $483.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $122.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $91.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $80.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $66.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $42.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $39.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $31.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $28.9M |
| Commercial and Industrial Loans to U.S. Addressees (consolidated) | RCFD1763 | $23.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $22.3M |
| Commercial and Industrial Loans to U.S. Addressees (domestic offices) | RCON1763 | $16.5M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCFD2746 | $12.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $11.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $11.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (consolidated) | RCFD2107 | $8.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (domestic offices) | RCON2107 | $8.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $6.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $6.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $5.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $5.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $3.3M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) | RCFDK207 | $2.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $995K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) | RCONK207 | $531K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (consolidated) | RCFDK137 | $357K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $194K |
| Loans to Finance Agricultural Production and Other Loans to Farmers (consolidated) | RCFD1590 | $173K |
| Loans to Finance Agricultural Production and Other Loans to Farmers (domestic offices) | RCON1590 | $173K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (domestic offices) | RCONK137 | $147K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $52K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $44K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (consolidated) | RCFDB539 | $43K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (domestic offices) | RCONB539 | $43K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $3.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $885K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $614K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $341K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $318K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $173K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 25 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 19 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 14 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 13 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 13 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 10 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 9 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 9 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 3 |
Schedule RC-E: Deposit Liabilities (40 items)
About Schedule RC-E · United Fidelity Bank, FSB deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $3.67B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $3.35B |
| Total Transaction Accounts | RCON2215 | $1.63B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.54B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.42B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.32B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $1.15B |
| Total Brokered Deposits | RCON2365 | $1.15B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.13B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.07B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.02B |
| Total reciprocal deposits | RCONJH83 | $1.02B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $915.5M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $871.6M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $719.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $568.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $523.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $504.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $378.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $354.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $292.4M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $288.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $245.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $189.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $175.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $154.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $116.6M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $109.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $109.7M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $96.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $61.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $59.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $55.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $44.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $29.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $26.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $23.7M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $19.8M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $15.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $3.1M |
Schedule RC-E, Part II: Deposits in Foreign Offices (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Time Deposits in Foreign Offices with a Remaining Maturity of One Year or Less | RCFNA245 | $12.9M |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCFD2168 | $211.3M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCFD3549 | $143.3M |
| Accrued Interest Receivable | RCFDB556 | $25.4M |
| Historical Cost of All Other Available-for-sale Equity Securities (consolidated) | RCFD1752 | $22.4M |
| Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) | RCON1752 | $22.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCFDK201 | $14.2M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCFDK270 | $922K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Liabilities | RCFD3049 | $42.3M |
| All Other Liabilities | RCFD2938 | $40.6M |
| Other Expenses Accrued and Unpaid | RCFD3646 | $30.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $24.0M |
| Operating lease liabilities | RCFDLB56 | $20.2M |
| Accounts Payable | RCFD3066 | $14.9M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $1.2M |
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG389 | $645.5M |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG390 | $567.9M |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG394 | $3.3M |
| Total Assets (Held in Domestic Offices) | RCON2192 | $6.37B |
| Total Liabilities | RCON3129 | $5.43B |
| Net Due to Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCON2941 | $287.6M |
Schedule RC-I: Assets and Liabilities of International Banking Facilities (2 items)
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · United Fidelity Bank, FSB quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCFD3368 | $6.31B |
| Quarterly Average of Total Loans (domestic offices) | RCON3360 | $3.35B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $3.19B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $2.71B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.33B |
| Mortgage-backed Securities | RCFDB559 | $1.27B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $533.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $370.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $177.0M |
| Quarterly Average of Interest-bearing Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCFN3404 | $160.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $130.2M |
| All Other Securities | RCFDB560 | $117.4M |
| Quarterly Average of Total Loans (foreign offices) | RCFN3360 | $116.7M |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $51.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $18.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $5.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $789K |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $174K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (15 items)
About Schedule RC-L · United Fidelity Bank, FSB derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCFD3430 | $472.1M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $331.8M |
| Purchased OTC Interest Rate Option Contracts | RCFD8713 | $292.1M |
| Gross Commitments to Purchase | RCFD3434 | $242.9M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCFDC978 | $229.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCFD3819 | $166.8M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCFD3820 | $166.4M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $39.6M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8741 | $28.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCFDJ457 | $9.1M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $5.6M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8745 | $4.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCFDF165 | $1.3M |
| 1-4 Family Residential Construction Loan Commitments | RCFDF164 | $241K |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $109K |
Schedule RC-M: Memoranda (10 items)
About Schedule RC-M · United Fidelity Bank, FSB memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $86.1M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCFDF060 | $52.8M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCFDF065 | $51.7M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCFDB571 | $2.8M |
| All other intangible assets | RCFDJF76 | $2.8M |
| Estimated Fair Value of Mortgage Servicing Assets | RCFDA590 | $9K |
| Outstanding balance of PPP loans | RCONLG27 | $5K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCFD6165 | 4 |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (18 items)
About Schedule RC-N · United Fidelity Bank, FSB past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $16.2M |
| Loans Secured by Real Estate: in Foreign Offices - Nonaccrual | RCFNB574 | $12.9M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $6.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $3.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $723K |
| Additions to Nonaccrual Assets | RCFDC410 | $592K |
| Loans Secured by Real Estate: in Foreign Offices - Past Due 30 Through 89 Days and Still Accruing | RCFNB572 | $542K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCFD1407 | $480K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $242K |
| Loans Secured by Real Estate: in Foreign Offices - Past Due 90 Days or More and Still Accruing | RCFNB573 | $238K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCFDK216 | $174K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $157K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $121K |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Nonaccrual | RCFD1253 | $113K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $58K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (16 items)
About Schedule RC-O · United Fidelity Bank, FSB other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of One Year or Less | RCFDG465 | $1.1M |
| Subordinated Notes and Debentures with a Remaining Maturity of Over Five Years | RCFDG472 | $26.9M |
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $6.31B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $5.68B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $4.63B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.00B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $969.4M |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $639.1M |
| Dually Payable Deposits in the Reporting Institution's Foreign Branches | RCFNGW43 | $325.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $37.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $8.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 66,285 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,831 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 945 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 17 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (17 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $744.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $715.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $580.1M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $578.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCFDG506 | $164.4M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCFDG477 | $137.5M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCFDG391 | $28.9M |
| All Other Assets - Level 3 Fair Value Measurements | RCFDG804 | $26.9M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 3 Fair Value Measurements | RCFDG550 | $26.9M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCFDG546 | $26.9M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCFDG569 | $2.2M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCFDG566 | $2.2M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCFDG808 | $2.2M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCFDG805 | $2.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG534 | $2.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG531 | $2.2M |
| All Other Assets - Level 2 Fair Value Measurements | RCFDG396 | $2.1M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (32 items)
About Schedule RC-R, Part I · United Fidelity Bank, FSB regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCFAKW03 | $6.31B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $6.30B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $4.83B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $728.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $640.4M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $547.3M |
| Common Equity Tier 1 Capital | RCFAP859 | $535.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $535.1M |
| Retained Earnings | RCFAKW00 | $302.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $281.4M |
| Additional Tier 1 Capital | RCFAP865 | $105.2M |
| Additional Tier 1 Capital Before Deductions | RCFAP863 | $105.2M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCFAP860 | $105.2M |
| Tier 2 (Supplementary) Capital | RCFA5311 | $88.1M |
| Tier 2 Capital Before Deductions | RCFAP870 | $88.1M |
| General Loan and Lease Valuation Allowances | RCFA5310 | $61.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $48.8M |
| Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions | RCFAP850 | $45.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$38.0M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$36.7M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCFAB596 | -$36.5M |
| Tier 2 Capital Instruments Plus Related Surplus | RCFAP866 | $26.9M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCFAP842 | $2.8M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | $1.6M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCFAP841 | $314K |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$196K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.1509 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.1326 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.1108 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.1016 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.0658 |
Schedule RC-R, Part II: Risk-Weighted Assets (60 items)
About Schedule RC-R, Part II · United Fidelity Bank, FSB risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $4.90B |
| Total Risk-weighted Assets | RCFDG641 | $4.83B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $4.70B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $4.70B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $4.59B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCFDS457 | $3.26B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCFDS462 | $3.26B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $1.73B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $1.66B |
| Total All Other Assets | RCFDD981 | $1.39B |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $1.33B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $715.6M |
| Total Held-to-maturity Securities | RCFDD961 | $645.5M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCFDD962 | $640.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $627.5M |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $391.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $386.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG632 | $239.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCFDD989 | $239.7M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCFDD992 | $166.8M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCFDD991 | $166.8M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDS439 | $161.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS442 | $157.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG636 | $119.9M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCFDD996 | $99.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCFDD969 | $81.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | -$71.1M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCFDD993 | $67.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $56.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $56.9M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $30.1M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $29.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$23.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $22.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS572 | $19.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCFDS449 | $16.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS561 | $13.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCFDS503 | $13.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCFDS455 | $13.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $11.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCFDG624 | $10.7M |
| Unconditionally Cancellable Commitments | RCFDS540 | $5.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCFDG625 | $5.3M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCFDS399 | $5.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCFDG629 | $5.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCFDS443 | $4.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $4.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCFDS454 | $3.4M |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $3.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCFDS459 | $2.1M |
| All Other Assets - 50 Pct Risk Weight Category | RCFDD984 | $1.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCFDH296 | $922K |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCFDH297 | $922K |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCFDH300 | $922K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCFDG628 | $121K |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCFDD963 | $79K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCFDS525 | $25K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCFDH185 | $16K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCFDS530 | $5K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCFDS526 | $5K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCFDB805 | $2.3M |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCFDA591 | $1.7M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $652.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $648.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $648.8M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $9.1M |
| Other Comprehensive Income | RIADB511 | -$2.5M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · United Fidelity Bank, FSB charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $149K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $80K |
| Charge-offs on Commercial and Industrial Loans to U.S. Addressees | RIAD4645 | $39K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $30K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $10K |
| Recoveries on Commercial and Industrial Loans to U.S. Addressees (Domicile) | RIAD4617 | $6K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $4K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · United Fidelity Bank, FSB changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $81.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $81.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $149K |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $3.44B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCFDJJ05 | $3.23B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $165.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $81.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCFDJJ13 | $78.4M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $31.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCFDJJ04 | $7.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $2.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $2.0M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $1.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCFDJJ12 | $87K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCFDJJ17 | $11K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $18.5M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $6.9M |
| Second Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4499 | $6.7M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $4.7M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $3.3M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $2.4M |
| Data Processing Expenses | RIADC017 | $2.2M |
United Fidelity Bank, FSB call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the United Fidelity Bank, FSB call report?
The United Fidelity Bank, FSB call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does United Fidelity Bank, FSB file?
United Fidelity Bank, FSB files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the United Fidelity Bank, FSB call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: United Fidelity Bank, FSB has Federal Reserve RSSD ID 391575 and FDIC certificate number 29566. Either one finds its filings on the FFIEC Central Data Repository.
How often does United Fidelity Bank, FSB file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
United Fidelity Bank, FSB financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 29566) · FFIEC NIC profile (RSSD 391575)