RIAD4645: Charge-offs on Commercial and Industrial Loans to U.S. Addressees
RIAD4645 is the call report code for charge-offs on commercial and industrial loans to u.s. addressees, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 80 banks reported it, totaling $6.18B; the median among the 50 with a nonzero amount was $42.8M. The largest value reported for Q2 2026 (year to date) was $1.05B, by JPMorgan Chase Bank, N.A.
Definition
The year-to-date charge-offs on 'Commercial and Industrial Loans to U.S. Addressees (1763)'.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4645 sits on the call report
| Code | RIAD4645 (prefix RIAD, item 4645) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1984 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4645 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $1.05B |
| American Express National Bank | Sandy, UT | $795.0M |
| Bank of America, N.A. | Charlotte, NC | $522.0M |
| U.S. Bank N.A. | Cincinnati, OH | $384.2M |
| Capital One, N.A. | McLean, VA | $381.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $324.0M |
| Truist Bank | Charlotte, NC | $306.0M |
| PNC Bank, N.A. | Wilmington, DE | $260.9M |
| Citibank, N.A. | Sioux Falls, SD | $220.0M |
| The Huntington National Bank | Columbus, OH | $182.3M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $6.18B |
| March 31, 2026 | 80 | $2.91B |
| December 31, 2025 | 80 | $11.62B |
| September 30, 2025 | 80 | $8.83B |
| June 30, 2025 | 80 | $5.81B |
| March 31, 2025 | 82 | $2.75B |
| December 31, 2024 | 82 | $10.47B |
| September 30, 2024 | 82 | $7.84B |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is