RCFDJ459: Other Unused Commitments: All Other Unused Commitments
RCFDJ459 is the call report code for other unused commitments: all other unused commitments, reported on Schedule RC-L, Derivatives and Off-Balance-Sheet Items. For Q2 2026, 80 banks reported it, totaling $1.19T; the median among the 62 with a nonzero amount was $1.24B. The largest value reported for Q2 2026 was $222.92B, by JPMorgan Chase Bank, N.A.
Definition
Report the unused portions of commitments not reportable in Schedule RC-L, items 1.a through 1.e.(2), above. Include commitments to extend credit secured by 1-4 family residential properties, except (a) revolving, open-end lines of credit secured by 1-4 family residential properties (e.g., home equity lines), which should be reported in Schedule RC-L, item 1.a, above, (b) commitments for 1-4 family residential construction and land development loans (that are secured by such properties), which should be reported in Schedule RC-L, item 1.c.(1), above, and (c) commitments that meet the definition of a derivative and must be accounted for in accordance with ASC Topic 815, Derivatives and Hedging (formerly FASB Statement No. 133, 'Accounting for Derivative Instruments and Hedging Activities,' as amended), which should be reported in Schedule RC-L, item 12. Y-9C Schedule HC-L Item 1.e.(3)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDJ459 sits on the call report
| Code | RCFDJ459 (prefix RCFD, item J459) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-L, Derivatives and Off-Balance-Sheet Items |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2010 |
The same item under other prefixes
Item J459 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONJ459 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDJ459 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $222.92B |
| UBS Bank USA, N.A. | Salt Lake City, UT | $153.82B |
| The Bank of New York Mellon | New York, NY | $106.68B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $91.60B |
| Citibank, N.A. | Sioux Falls, SD | $91.04B |
| Goldman Sachs Bank USA | New York, NY | $83.64B |
| Bank of America, N.A. | Charlotte, NC | $82.15B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $65.90B |
| U.S. Bank N.A. | Cincinnati, OH | $52.26B |
| Raymond James Bank | Saint Petersburg, FL | $43.27B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $1.19T |
| March 31, 2026 | 80 | $1.23T |
| December 31, 2025 | 80 | $883.00B |
| September 30, 2025 | 80 | $818.74B |
| June 30, 2025 | 80 | $807.22B |
| March 31, 2025 | 82 | $754.15B |
| December 31, 2024 | 82 | $742.61B |
| September 30, 2024 | 82 | $781.55B |
Related
All codes on Schedule RC-L · All call report schedules · Find the code for a loan type · What a call report is