RCFDB539: Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans
RCFDB539 is the call report code for loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper): other revolving credit plans, reported on Schedule RC-C, Part I, Loans and Leases. For Q2 2026, 80 banks reported it, totaling $20.49B; the median among the 46 with a nonzero amount was $72.5M. The largest value reported for Q2 2026 was $7.67B, by JPMorgan Chase Bank, N.A.
Definition
Report (on the FFIEC 031, in columns A and B, on the FFIEC 041, in column B, as appropriate) all extensions of credit to individuals for household, family, and other personal expenditures arising from prearranged overdraft plans and other revolving credit plans not accessed by credit cards. Report the total amount outstanding of all funds advanced under these revolving credit plans regardless of whether there is a period before interest charges are made. Do not net credit balances resulting from overpayments of account balances on other revolving credit plan accounts against the debit balances of other revolving credit plan accounts. Report credit balances (in domestic offices) in Schedule RC-E, (part I,) item 1, column A, and item 7, column B. On the FFIEC 031, report credit balances in foreign offices in Schedule RC-E, part II, item 1. Exclude from other revolving credit plans:
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB539 sits on the call report
| Code | RCFDB539 (prefix RCFD, item B539) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC-C, Part I, Loans and Leases |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B539 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB539 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,297 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB539 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $7.67B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $1.47B |
| Citibank, N.A. | Sioux Falls, SD | $1.42B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $1.33B |
| Valley National Bank | Passaic, NJ | $1.20B |
| TD Bank, N.A. | Wilmington, DE | $1.11B |
| U.S. Bank N.A. | Cincinnati, OH | $1.04B |
| The Huntington National Bank | Columbus, OH | $882.7M |
| Pinnacle Bank | Nashville, TN | $731.0M |
| Citizens Bank, N.A. | Providence, RI | $559.6M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $20.49B |
| March 31, 2026 | 80 | $19.41B |
| December 31, 2025 | 80 | $20.43B |
| September 30, 2025 | 80 | $19.62B |
| June 30, 2025 | 80 | $19.35B |
| March 31, 2025 | 82 | $19.79B |
| December 31, 2024 | 82 | $32.62B |
| September 30, 2024 | 82 | $84.52B |
Related
All codes on Schedule RC-C, Part I · All call report schedules · Find the code for a loan type · What a call report is