Pinnacle Bank
Pinnacle completed a merger involving an acquired institution in January 2026. Pinnacle Bank is the primary bank subsidiary of its parent holding company, headquartered in Nashville, TN. As of Q1 2026, the bank held approximately $122.6B in total assets and $101.1B in deposits. Profitability tracks the broader industry — ROA 0.76%, ROE 8.63%, NIM 3.47%. Capital cushions are healthy: 10.53% CET1, 8.87% Tier 1 leverage. Asset quality is solid — 0.57% nonperforming loans and a 4.84% Texas Ratio. Pinnacle runs a 442-branch network across multiple states.
Headquarters Profile
- Address
- 21 Platform Way S, NASHVILLE, TN 37203
- County
- Davidson
- Metro Area
- NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 13
- Established
- October 27, 2000
- Branches
- 442 domestic
- Employees (FTE)
- 8217
- FDIC Cert
- 35583
- Fed RSSD
- 2925666
- Website
- www.pnfp.com →
- Parent Holding Company
- PINNACLE FINANCIAL PARTNERS, INC. (RSSD 6073350)
Capital & Liquidity
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Pinnacle Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 14 events.
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Frequently asked about Pinnacle Bank
What are Pinnacle Bank's total assets?
As of the Q1 2026 filing, Pinnacle Bank reported total assets of $122.63 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Pinnacle Bank headquartered?
Pinnacle Bank is headquartered in NASHVILLE, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Pinnacle Bank founded?
Pinnacle Bank was established in 2000, per the FDIC institution directory.
Is Pinnacle Bank FDIC-insured?
Yes. Pinnacle Bank is an FDIC-insured commercial bank (FDIC Certificate #35583). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Pinnacle Bank?
Pinnacle Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Pinnacle Bank's CET1 capital ratio?
Pinnacle Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.53% in its most recent quarterly filing — above regulatory minimums.
How many branches does Pinnacle Bank operate?
Pinnacle Bank operates 442 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Pinnacle Bank's Texas Ratio?
Pinnacle Bank's Texas Ratio is 4.84% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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