Truxton Trust Company
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Data as of · sourced from FFIEC call reports. How we update
Truxton Trust Company is an FDIC-insured commercial bank headquartered in Nashville, TN, established in 2004 (FDIC certificate 57825), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $1.37B, up 9.7% from Q2 2025, the 23rd largest of 109 banks headquartered in Tennessee. Its CET1 capital ratio was 14.02% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 57825
- Headquarters
- Nashville, TN
- Established
- 2004
- Total assets, Q2 2026
- $1.37B
- Assets vs Q2 2025
- +9.7%
- CET1 ratio, Q2 2026
- 14.02%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 064008912
- Latest call report
- Q2 2026, FFIEC 041 · Truxton Trust Company call report
- Holding company
- TRUXTON CORPORATION
- Asset rank in state
- 23rd of 109 in Tennessee
Truxton Trust Company is one of the more profitable banks of its size. The Nashville, Tennessee bank had $1.4 billion in assets at June 30, 2026, up 9.7% from a year earlier. It returns 23.3% a year on shareholders' equity, about double the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. It also carries problem assets equal to 0.1% of the capital and reserves that would absorb them, a small fraction of the median of 3.6% for banks its size. Much of that comes from cost control: it spends about 49 cents to bring in each dollar of revenue.
Net income for the quarter rose 27% from a year earlier, to $6.9 million. Over the same year, loans grew 16.1% and deposits grew 7.3%. Funding is the softer spot: it pays an average of 2.75% on its deposits and borrowings, higher than about three-quarters of banks its size (median 2.01%).
As of June 30, 2026, Truxton Trust Company reported a CET1 capital ratio of 14.02%, a return on assets of 2.00%, a nonperforming-loan ratio of 0.02% and a Texas ratio of 0.11%. The figures come from its call report filed with the FFIEC.
Truxton Trust Company ranks as the 23rd largest of the 109 banks based in Tennessee, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 0.3% to $1.37B, loans fell 0.5% and deposits fell 5.0%. 1-4 family residential loans made up 36.4% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 22.0%. The FDIC Summary of Deposits lists a single office for it, in Nashville, TN. By the capital ratios in its Q2 2026 call report, Truxton Trust Company meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 20 Burton Hills Blvd, Nashville, TN 37215
- County
- Davidson
- Metro Area
- Nashville-Davidson-Murfreesboro-Franklin, TN
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- August 30, 2004
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 90
- Domestic deposits
- $1.13B
- Allowance for credit losses
- $7.4M
- Net charge-offs (YTD)
- $2K
- Average total assets
- $1.38B
- Average total loans
- $803.0M
- Average interest-bearing deposits
- $1.03B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 30, 2004
- FDIC Cert
- 57825
- Fed RSSD
- 3290240
- SEC CIK
- 1578019 → filed by TRUXTON CORPORATION
- Website
- www.truxtontrust.com →
- Parent Holding Company
- TRUXTON CORPORATION (RSSD 3925065)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Truxton Trust Company's total assets ranged from $946.9M (Q3 2023) to $1.41B (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.37B total assets against $1.24B; $1.25B total liabilities against $1.14B.
$796.3M net loans and leases against $685.4M; $1.13B total deposits against $1.05B.
$491.8M securities against $492.8M; $17.8M cash and balances due against $15.0M.
$18.8M total interest income against $16.7M; $8.6M total interest expense against $8.3M.
$10.2M net interest income against $8.4M.
$6.6M total noninterest income against $6.2M; $8.2M total noninterest expense against $7.7M.
-$76K provision for credit losses against $120K.
$6.9M net income against $5.4M.
2.00% return on assets against 1.79%; 3.07% net interest margin against 2.84%.
14.02% CET1 capital ratio against 13.64%; 9.27% tier 1 leverage ratio against 9.36%.
Inside the full Truxton Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Truxton Trust Company rankings
Its closest position to the top of a national ranking is 481 of 3,611, for ROA; its furthest is 3,229 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.61% (Q4 2025) to 2.00% (Q2 2026) and its net interest margin ran from 2.73% (Q3 2024) to 3.12% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.02% | 2.00% | 0.02% | 0.11% | 3.07% |
| Q1 2026 | 13.69% | 1.95% | 0.01% | 0.10% | 3.12% |
| Q4 2025 | 12.93% | 1.61% | 0.01% | 0.09% | 2.97% |
| Q3 2025 | 13.35% | 1.77% | 0.02% | 0.09% | 2.84% |
| Q2 2025 | 13.64% | 1.79% | 0.00% | 0.00% | 2.84% |
| Q1 2025 | 13.83% | 1.87% | 0.00% | 0.00% | 2.91% |
| Q4 2024 | 14.88% | 2.00% | 0.00% | 0.01% | 2.94% |
| Q3 2024 | 15.17% | 1.81% | 0.00% | 0.00% | 2.73% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Truxton Trust Company (main office) | Nashville , TN | 37215 | $1.13B |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve)
- April 29, 2015, Federal Reserve: Civil Money Penalty, $11,285: Truxton Trust Company, Nashville, Tennessee
- Period: Most recent institution action April 29, 2015. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in TN, rank 38 of 165 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Truxton Trust Company
What are Truxton Trust Company's total assets?
As of the Q2 2026 filing, Truxton Trust Company reported total assets of $1.37 billion in its FFIEC call report.
Where is Truxton Trust Company headquartered?
It is headquartered in Nashville, TN, United States.
When was Truxton Trust Company founded?
It was established in 2004, per the FDIC institution directory.
Is Truxton Trust Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Truxton Trust Company?
Truxton Trust Company's primary federal regulator is the Federal Reserve.
What is Truxton Trust Company's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.02% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Truxton Trust Company operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Truxton Trust Company's Texas Ratio?
Its Texas Ratio is 0.11% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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