Truxton Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Truxton Trust Company of Nashville, TN against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.00% | 1.43% | +0.57% | 87th top |
| ROAE | 23.25% | 12.49% | +10.76% | 94th top |
| Net Interest Margin | 3.07% | 3.84% | -0.77% | 17th bottom |
| Efficiency Ratio | 48.54% | 58.88% | -10.34% | 78th top |
| PPNR / Avg Assets | 2.48% | 1.78% | +0.70% | 87th top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.62% | 5.71% | -0.09% | 55th above |
| Cost of Funds | 2.75% | 2.03% | +0.72% | 13th bottom |
| Net Interest Spread | 2.48% | 3.18% | -0.70% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.97% | -0.96% | 96th top |
| NPA / Total Assets | 0.01% | 0.75% | -0.74% | 96th top |
| NCO / Avg Loans | -0.00% | 0.31% | -0.31% | 82nd top |
| ACL / Total Loans | 0.92% | 1.25% | -0.33% | 21st bottom |
| ACL / NPLs (Coverage) | 8489.66% | 690.19% | +7799.47% | — |
| Texas Ratio | 0.11% | 7.17% | -7.06% | 96th top |
| Provision / NCO | -1350.00% | 817.42% | -2167.42% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.02% | 17.41% | -3.39% | 59th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.02% | 17.45% | -3.43% | 59th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.92% | 18.50% | -3.58% | 55th above |
| Leverage Ratio | 9.27% | 11.60% | -2.33% | 17th bottom |
| Equity / Assets | 8.85% | 11.33% | -2.48% | 19th bottom |
| TCE / Tangible Assets | 8.85% | 10.65% | -1.80% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.36% | 86.37% | -15.01% | 84th top |
| Core Deposit Ratio | 67.34% | 85.58% | -18.24% | 6th bottom |
| Uninsured Deposit Ratio | 23.99% | 32.72% | -8.73% | 74th above |
| Wholesale Funding Ratio | 7.77% | 5.45% | +2.32% | 25th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 9.73% | 10.46% | -0.73% | 75th top |
| Loan Growth (Y/Y) | 16.12% | 7.98% | +8.14% | 88th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.26% | 7.98% | -0.72% | 64th above |
See Truxton Trust Company's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Truxton Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Truxton Trust Company profile, how to read a UBPR, or how this data updates.