Truxton Trust Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 6.4% to -$6.6M. Truxton Trust Company ranks 32nd of 71 Tennessee banks on CET1 ratio, in the upper half at 14.02% (Q2 2026). The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Truxton Trust Company sits 0.54 points higher, at 14.02% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.02% |
| Tier 1 risk-based capital ratio | 14.02% |
| Total risk-based capital ratio | 14.92% |
| Tier 1 leverage ratio | 9.27% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $127.4M |
| Tier 1 capital | $127.4M |
| Total risk-based capital | $135.6M |
| Total equity capital | $120.8M |
| Risk-weighted assets | $909.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.85% |
| Tangible equity to tangible assets | 8.85% |
| Equity capital to average assets | 8.78% |
| Internal capital growth rate | 13.22% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.1M |
| Common stock surplus | $31.4M |
| Retained earnings | $94.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.11% | 14.11% | 15.04% | 10.36% | $702.7M |
| Q4 2023 | 14.50% | 14.50% | 15.45% | 10.53% | $704.8M |
| Q1 2024 | 14.26% | 14.26% | 15.19% | 10.40% | $717.8M |
| Q2 2024 | 14.62% | 14.62% | 15.55% | 10.45% | $722.1M |
| Q3 2024 | 15.17% | 15.17% | 16.11% | 10.46% | $718.2M |
| Q4 2024 | 14.88% | 14.88% | 15.83% | 10.63% | $730.1M |
| Q1 2025 | 13.83% | 13.83% | 14.73% | 10.46% | $803.1M |
| Q2 2025 | 13.64% | 13.64% | 14.53% | 9.36% | $835.6M |
| Q3 2025 | 13.35% | 13.35% | 14.24% | 8.90% | $865.8M |
| Q4 2025 | 12.93% | 12.93% | 13.81% | 8.77% | $920.7M |
| Q1 2026 | 13.69% | 13.69% | 14.58% | 8.85% | $899.7M |
| Q2 2026 | 14.02% | 14.02% | 14.92% | 9.27% | $909.0M |
Truxton Trust Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Truxton Trust Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Truxton Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57825) · FFIEC NIC profile (RSSD 3290240)