Truxton Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 76.4% in Q2 2026, from $60.1M to $106.1M. It was the largest change from Q1 2026 among the key lines here. Truxton Trust Company ranks 84th of 109 Tennessee banks on loan-to-deposit ratio, in the lower half at 71.36% (Q2 2026). Truxton Trust Company reported 71.36% on loan-to-deposit ratio for Q2 2026, 16.84 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.8M |
| Cash and noninterest-bearing balances to assets | 1.20% |
| Cash and securities | $509.7M |
| Fed funds sold and reverse repos | $1.5M |
| Fed funds sold and reverse repos to assets | 0.11% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $106.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.77% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.36% |
| Net loans and leases to deposits | 70.70% |
| Loans and leases to core deposits | 87.55% |
| Core deposits to total deposits | 67.34% |
| Brokered deposits to total deposits | 32.10% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.10% | 78.85% | $0 | $59.9M |
| Q4 2023 | 82.94% | 78.43% | $0 | $58.5M |
| Q1 2024 | 76.57% | 75.61% | $0 | $30.7M |
| Q2 2024 | 76.25% | 76.69% | $283K | $27.0M |
| Q3 2024 | 74.14% | 74.34% | $0 | $27.9M |
| Q4 2024 | 77.32% | 74.73% | $0 | $12.9M |
| Q1 2025 | 68.22% | 66.14% | $0 | $51.9M |
| Q2 2025 | 65.92% | 65.08% | $0 | $80.7M |
| Q3 2025 | 62.20% | 64.91% | $0 | $35.3M |
| Q4 2025 | 65.52% | 59.19% | $0 | $50.2M |
| Q1 2026 | 68.12% | 62.07% | $0 | $60.1M |
| Q2 2026 | 71.36% | 67.34% | $0 | $106.1M |
Truxton Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Truxton Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Truxton Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57825) · FFIEC NIC profile (RSSD 3290240)