Truxton Trust Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 391.85 percentage points in Q2 2026, from 8097.80% to 8489.66%. It was the largest change from Q1 2026 among the key lines here. Among 109 Tennessee banks, Truxton Trust Company sits 9th from the top on return on assets, 2.00% as of Q2 2026. Against a median of 1.28% for banks in the $1B-10B asset tier, Truxton Trust Company reported 2.00% on return on assets in Q2 2026, 0.73 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.02% |
| Tier 1 risk-based capital ratio | 14.02% |
| Total risk-based capital ratio | 14.92% |
| Tier 1 leverage ratio | 9.27% |
| Equity capital to assets | 8.85% |
| Tangible equity to tangible assets | 8.85% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.01% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 0.11% |
| Allowance for credit losses to loans | 0.92% |
| Reserve coverage of non-performing loans | 8489.66% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.00% |
| Return on equity | 23.25% |
| Net interest margin | 3.07% |
| Efficiency ratio | 48.54% |
| Yield on earning assets | 5.62% |
| Cost of funds | 2.75% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.36% |
| Core deposits to total deposits | 67.34% |
| Brokered deposits to total deposits | 32.10% |
| Deposits to assets | 82.46% |
| Securities to assets | 36.01% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.11% | 14.11% | 15.04% | 10.36% | 1.89% |
| Q4 2023 | 14.50% | 14.50% | 15.45% | 10.53% | 1.79% |
| Q1 2024 | 14.26% | 14.26% | 15.19% | 10.40% | 1.81% |
| Q2 2024 | 14.62% | 14.62% | 15.55% | 10.45% | 1.84% |
| Q3 2024 | 15.17% | 15.17% | 16.11% | 10.46% | 1.81% |
| Q4 2024 | 14.88% | 14.88% | 15.83% | 10.63% | 2.00% |
| Q1 2025 | 13.83% | 13.83% | 14.73% | 10.46% | 1.87% |
| Q2 2025 | 13.64% | 13.64% | 14.53% | 9.36% | 1.79% |
| Q3 2025 | 13.35% | 13.35% | 14.24% | 8.90% | 1.77% |
| Q4 2025 | 12.93% | 12.93% | 13.81% | 8.77% | 1.61% |
| Q1 2026 | 13.69% | 13.69% | 14.58% | 8.85% | 1.95% |
| Q2 2026 | 14.02% | 14.02% | 14.92% | 9.27% | 2.00% |
Truxton Trust Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Truxton Trust Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Truxton Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57825) · FFIEC NIC profile (RSSD 3290240)