Fm Bank and Trust
Fm Bank and Trust completed a merger involving an acquired institution in January 2026. Asset quality shifted last quarter — NPLs fell to 0.86% from 1.77% in the prior period. Fm Bank and Trust is a community bank chartered in 1908, based in Blytheville, AR, in the years before the Federal Reserve System's founding. Fm Bank and Trust's Q1 2026 balance sheet shows $1.3B in assets funded primarily by $1.2B in customer deposits. Profitability is strong — 1.91% ROA, paired with 31.89% ROE and a 4.12% net interest margin. Capital cushions are healthy: 10.99% CET1, 8.96% Tier 1 leverage. Asset quality is solid — 0.86% nonperforming loans and a 7.59% Texas Ratio. Fm Bank and Trust operates a 16-branch network.
Headquarters Profile
- Address
- 400 W Main St, BLYTHEVILLE, AR 72315
- County
- Mississippi
- Metro Area
- BLYTHEVILLE, AR
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 13
- Established
- March 16, 1908
- Branches
- 16 domestic
- Employees (FTE)
- 155
- FDIC Cert
- 1027
- Fed RSSD
- 33147
- Website
- www.myfm.bank →
- Parent Holding Company
- FARMERS BANCORP INC. (RSSD 1247615)
Capital & Liquidity
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Fm Bank and Trust rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
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Frequently asked about Fm Bank and Trust
What are Fm Bank and Trust's total assets?
As of the Q1 2026 filing, Fm Bank and Trust reported total assets of $1.30 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Fm Bank and Trust headquartered?
Fm Bank and Trust is headquartered in BLYTHEVILLE, AR, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Fm Bank and Trust founded?
Fm Bank and Trust was established in 1908, per the FDIC institution directory.
Is Fm Bank and Trust FDIC-insured?
Yes. Fm Bank and Trust is an FDIC-insured commercial bank (FDIC Certificate #1027). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Fm Bank and Trust?
Fm Bank and Trust's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Fm Bank and Trust's CET1 capital ratio?
Fm Bank and Trust reported a Common Equity Tier 1 (CET1) capital ratio of 10.99% in its most recent quarterly filing — above regulatory minimums.
How many branches does Fm Bank and Trust operate?
Fm Bank and Trust operates 16 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Fm Bank and Trust's Texas Ratio?
Fm Bank and Trust's Texas Ratio is 7.59% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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