Anstaff Bank
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Data as of · sourced from FFIEC call reports. How we update
Anstaff Bank is an FDIC-insured commercial bank headquartered in Green Forest, AR, established in 1931 (FDIC certificate 3869), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $1.18B, up 5.2% from Q2 2025, the 21st largest of 78 banks headquartered in Arkansas. Its CET1 capital ratio was 12.66% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 3869
- Headquarters
- Green Forest, AR
- Established
- 1931
- Total assets, Q2 2026
- $1.18B
- Assets vs Q2 2025
- +5.2%
- CET1 ratio, Q2 2026
- 12.66%
- Domestic offices
- 14 FDIC institution directory, current count
- Routing number
- 082905505
- Holding company
- FIRST NATIONAL BANCORP, INC.
- Asset rank in state
- 21st of 78 in Arkansas
Anstaff Bank is one of the more profitable banks of its size. Its balance sheet stood at $1.2 billion at June 30, 2026, up 5.2% from a year earlier; it is based in Green Forest, Arkansas. It returns 20.3% a year on shareholders' equity, higher than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 12.6%). It also holds about a fifth of its deposits (18%) above the FDIC insurance limit, lower than about three-quarters of banks its size (median 30.9%).
Net income for the quarter rose 25% from a year earlier, to $5.7 million. Over the same year, loans grew 11.0% and deposits grew 3.9%.
As of June 30, 2026, Anstaff Bank reported a CET1 capital ratio of 12.66%, a return on assets of 1.90%, a nonperforming-loan ratio of 0.14% and a Texas ratio of 1.45%. The figures come from its call report filed with the FFIEC.
Of the 78 banks headquartered in Arkansas, Anstaff Bank is the 21st largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.3% to $1.18B, loans rose 3.7% and deposits were flat. Its loan book on June 30, 2026 was led by farmland and other real estate loans, at 23.7% of total loans, followed by 1-4 family residential loans at 23.3%. Its 14 offices in the FDIC Summary of Deposits are in 9 cities in AR; its Harrison 2 offices book 36% of its branch deposits. Judged on its Q2 2026 call report, Anstaff Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 100 First National Ave, Green Forest, AR 72638
- County
- Carroll
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- May 4, 1931
- Former names
- Anstaff Bank, National Association (2014-2016)
- Domestic offices
- 14 FDIC institution directory, current count
- Employees (FTE)
- 158
- Domestic deposits
- $1.06B
- Allowance for credit losses
- $11.2M
- Net charge-offs (YTD)
- $148K
- Average total assets
- $1.19B
- Average total loans
- $894.0M
- Average interest-bearing deposits
- $915.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 3869
- Fed RSSD
- 261940
- Website
- www.anstaff.bank →
- Parent Holding Company
- FIRST NATIONAL BANCORP, INC. (RSSD 2619349)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Anstaff Bank's total assets moved between a low of $988.0M (Q4 2023) and a high of $1.18B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.18B total assets against $1.12B; $1.07B total liabilities against $1.03B.
$901.6M net loans and leases against $812.1M; $1.06B total deposits against $1.02B.
$185.6M securities against $182.8M; $31.6M cash and balances due against $70.2M.
$16.9M total interest income against $15.4M; $5.6M total interest expense against $5.8M.
$11.3M net interest income against $9.6M.
$1.7M total noninterest income against $1.6M; $6.7M total noninterest expense against $6.3M.
$700K provision for credit losses against $400K.
$5.7M net income against $4.5M.
1.90% return on assets against 1.62%; 4.06% net interest margin against 3.68%.
12.66% CET1 capital ratio against 12.12%; 10.20% tier 1 leverage ratio against 9.73%.
Inside the full Anstaff Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAnstaff Bank rankings
Its closest position to the top of a national ranking is 619 of 3,611, for ROA; its furthest is 844 of 980, for uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.26% (Q3 2024) to 1.90% (Q2 2026) and its net interest margin ran from 3.14% (Q3 2024) to 4.06% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.66% | 1.90% | 0.14% | 1.45% | 4.06% |
| Q1 2026 | 12.63% | 1.88% | 0.11% | 1.24% | 3.88% |
| Q4 2025 | 12.47% | 1.80% | 0.16% | 1.70% | 3.85% |
| Q3 2025 | 12.36% | 1.78% | 0.19% | 1.78% | 3.75% |
| Q2 2025 | 12.12% | 1.62% | 0.13% | 1.41% | 3.68% |
| Q1 2025 | 12.16% | 1.51% | 0.12% | 1.05% | 3.42% |
| Q4 2024 | 11.94% | 1.37% | 0.15% | 1.27% | 3.29% |
| Q3 2024 | 12.12% | 1.26% | 0.14% | 1.10% | 3.14% |
Swipe the table sideways to see every column.
Branch Network
View all 14 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Harrison Branch | Harrison , AR | 72601 | $231.1M |
| Anstaff Bank (main office) | Green Forest , AR | 72638 | $180.7M |
| Harrison Branch - South | Harrison , AR | 72601 | $149.7M |
| Mountain Home Branch | Mountain Home , AR | 72653 | $125.6M |
| Jasper Branch | Jasper , AR | 72641 | $85.5M |
| East Main Street Branch | Huntsville , AR | 72740 | $74.1M |
| Berryville Branch | Berryville , AR | 72616 | $71.8M |
| Anstaff Bank (main office) | Mountain Home , AR | 72653 | $52.3M |
| Flippin Branch | Flippin , AR | 72634 | $43.0M |
| Berryville South Branch | Berryville , AR | 72616 | $16.7M |
| Kingston Branch | Kingston , AR | 72742 | $14.6M |
| Norfork Branch | Norfork , AR | 72658 | $12.0M |
| Green Forest Itm Branch | Green Forest , AR | 72638 | $0 |
| Auto Bank Branch | Green Forest , AR | 72638 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| March 6, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 4, 2017 | Structure Change | Acquired Twin Lakes Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 27, 2003 | Structure Change | Acquired Madison Bank and Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.0% of deposits in AR, rank 23 of 108 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 293 applications, 242 loans originated, $45.8M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $430K approved, $430K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Anstaff Bank
What are Anstaff Bank's total assets?
As of the Q2 2026 filing, Anstaff Bank reported total assets of $1.18 billion in its FFIEC call report.
Where is Anstaff Bank headquartered?
It is headquartered in Green Forest, AR, United States.
When was Anstaff Bank founded?
It was established in 1931, per the FDIC institution directory.
Is Anstaff Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #3869). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Anstaff Bank?
Anstaff Bank's primary federal regulator is the Federal Reserve.
What is Anstaff Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.66% in its Q2 2026 call report, above regulatory requirements.
How many branches does Anstaff Bank operate?
It operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Anstaff Bank's Texas Ratio?
Its Texas Ratio is 1.45% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Anstaff Bank previously called?
The charter now named Anstaff Bank has also operated as Anstaff Bank, National Association (2014-2016), per FDIC structure-change records.
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