Anstaff Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 57.14 percentage points lower than in Q1 2026, at 559.52%. Anstaff Bank ranks 14th of 78 Arkansas banks on return on assets, in the upper half at 1.90% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.28% on return on assets. Anstaff Bank sits 0.62 points higher, at 1.90% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.66% |
| Tier 1 risk-based capital ratio | 12.66% |
| Total risk-based capital ratio | 13.91% |
| Tier 1 leverage ratio | 10.20% |
| Equity capital to assets | 9.56% |
| Tangible equity to tangible assets | 9.19% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.22% |
| Non-performing assets ratio | 0.21% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 2.08% |
| Allowance for credit losses to loans | 1.23% |
| Reserve coverage of non-performing loans | 559.52% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.90% |
| Return on equity | 20.30% |
| Net interest margin | 4.06% |
| Efficiency ratio | 50.58% |
| Yield on earning assets | 6.04% |
| Cost of funds | 2.12% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.35% |
| Core deposits to total deposits | 86.47% |
| Brokered deposits to total deposits | 0.19% |
| Deposits to assets | 89.55% |
| Securities to assets | 15.72% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.76% | 11.76% | 12.98% | 9.22% | 1.09% |
| Q4 2023 | 11.94% | 11.94% | 13.19% | 9.29% | 1.17% |
| Q1 2024 | 12.07% | 12.07% | 13.33% | 9.57% | 0.95% |
| Q2 2024 | 12.28% | 12.28% | 13.53% | 9.62% | 1.05% |
| Q3 2024 | 12.12% | 12.12% | 13.34% | 9.67% | 1.26% |
| Q4 2024 | 11.94% | 11.94% | 13.19% | 9.39% | 1.37% |
| Q1 2025 | 12.16% | 12.16% | 13.41% | 9.66% | 1.51% |
| Q2 2025 | 12.12% | 12.12% | 13.37% | 9.73% | 1.62% |
| Q3 2025 | 12.36% | 12.36% | 13.60% | 9.76% | 1.78% |
| Q4 2025 | 12.47% | 12.47% | 13.72% | 9.80% | 1.80% |
| Q1 2026 | 12.63% | 12.63% | 13.88% | 10.11% | 1.88% |
| Q2 2026 | 12.66% | 12.66% | 13.91% | 10.20% | 1.90% |
Anstaff Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Anstaff Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anstaff Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3869) · FFIEC NIC profile (RSSD 261940)