Anstaff Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 68.8% lower than in Q1 2026, at $13.7M. Anstaff Bank ranks 41st of 78 Arkansas banks on loan-to-deposit ratio, in the lower half at 86.35% (Q2 2026). At 86.35%, Anstaff Bank's loan-to-deposit ratio is close to the 88.20% median for banks in the $1B-10B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $31.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $217.2M |
| Fed funds sold and reverse repos | $13.7M |
| Fed funds sold and reverse repos to assets | 1.16% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.35% |
| Net loans and leases to deposits | 85.29% |
| Loans and leases to core deposits | 99.86% |
| Core deposits to total deposits | 86.47% |
| Brokered deposits to total deposits | 0.19% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.46% | 88.04% | $0 | $10.8M |
| Q4 2023 | 81.72% | 86.40% | $0 | $715K |
| Q1 2024 | 80.42% | 85.64% | $0 | $615K |
| Q2 2024 | 80.03% | 87.34% | $0 | $513K |
| Q3 2024 | 78.98% | 85.57% | $0 | $411K |
| Q4 2024 | 80.06% | 86.19% | $0 | $308K |
| Q1 2025 | 79.38% | 86.20% | $0 | $205K |
| Q2 2025 | 80.82% | 86.46% | $0 | $106K |
| Q3 2025 | 80.73% | 87.08% | $0 | $58K |
| Q4 2025 | 82.89% | 86.37% | $0 | $33K |
| Q1 2026 | 83.29% | 86.50% | $0 | $8K |
| Q2 2026 | 86.35% | 86.47% | $0 | $0 |
Anstaff Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Anstaff Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anstaff Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3869) · FFIEC NIC profile (RSSD 261940)