Anstaff Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 3.8% to -$13.0M. Anstaff Bank ranks 22nd of 37 Arkansas banks on CET1 ratio, in the lower half at 12.66% (Q2 2026). Anstaff Bank reported 12.66% on CET1 ratio for Q2 2026, 0.82 points below the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.66% |
| Tier 1 risk-based capital ratio | 12.66% |
| Total risk-based capital ratio | 13.91% |
| Tier 1 leverage ratio | 10.20% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $121.0M |
| Tier 1 capital | $121.0M |
| Total risk-based capital | $133.0M |
| Total equity capital | $112.8M |
| Risk-weighted assets | $956.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.56% |
| Tangible equity to tangible assets | 9.19% |
| Equity capital to average assets | 9.47% |
| Internal capital growth rate | 12.07% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $19.0M |
| Retained earnings | $106.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$13.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.76% | 11.76% | 12.98% | 9.22% | $792.2M |
| Q4 2023 | 11.94% | 11.94% | 13.19% | 9.29% | $796.8M |
| Q1 2024 | 12.07% | 12.07% | 13.33% | 9.57% | $798.8M |
| Q2 2024 | 12.28% | 12.28% | 13.53% | 9.62% | $800.8M |
| Q3 2024 | 12.12% | 12.12% | 13.34% | 9.67% | $830.5M |
| Q4 2024 | 11.94% | 11.94% | 13.19% | 9.39% | $851.8M |
| Q1 2025 | 12.16% | 12.16% | 13.41% | 9.66% | $864.4M |
| Q2 2025 | 12.12% | 12.12% | 13.37% | 9.73% | $892.4M |
| Q3 2025 | 12.36% | 12.36% | 13.60% | 9.76% | $901.1M |
| Q4 2025 | 12.47% | 12.47% | 13.72% | 9.80% | $913.4M |
| Q1 2026 | 12.63% | 12.63% | 13.88% | 10.11% | $931.7M |
| Q2 2026 | 12.66% | 12.66% | 13.91% | 10.20% | $956.2M |
Anstaff Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Anstaff Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anstaff Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3869) · FFIEC NIC profile (RSSD 261940)