FM Bank and Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FM Bank and Trust of Blytheville, AR against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.00% | 1.46% | +0.54% | 87th top |
| ROAE | 24.60% | 12.71% | +11.89% | 95th top |
| Net Interest Margin | 4.09% | 3.85% | +0.24% | 74th above |
| Efficiency Ratio | 48.45% | 57.41% | -8.96% | 79th top |
| PPNR / Avg Assets | 2.25% | 1.88% | +0.37% | 80th top |
| Yield on Earning Assets | 6.32% | 5.72% | +0.60% | 85th top |
| Cost of Funds | 2.36% | 2.02% | +0.34% | 27th below |
| Net Interest Spread | 3.51% | 3.18% | +0.33% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.62% | 1.00% | -0.38% | 50th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.53% | 0.76% | -0.23% | 47th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.43% | -0.31% | 25th below |
| ACL / Total Loans | 1.52% | 1.31% | +0.21% | 87th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 243.62% | 543.51% | -299.89% | 62nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.76% | 7.39% | -1.63% | 43rd below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 392.50% | 618.74% | -226.24% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.42% | 17.34% | -6.92% | 4th bottom |
| Tier 1 Ratio | 10.42% | 17.37% | -6.95% | 4th bottom |
| Total Capital Ratio | 11.67% | 18.42% | -6.75% | 6th bottom |
| Leverage Ratio | 8.62% | 11.44% | -2.82% | 6th bottom |
| Equity / Assets | 7.90% | 11.34% | -3.44% | 7th bottom |
| TCE / Tangible Assets | 7.90% | 10.50% | -2.60% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.27% | 86.95% | +6.32% | 35th below |
| Core Deposit Ratio | 73.74% | 85.56% | -11.82% | 12th bottom |
| Wholesale Funding Ratio | 3.01% | 5.71% | -2.70% | 57th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 141.89% | 9.61% | +132.28% | 100th top |
| Loan Growth (Y/Y) | 140.76% | 7.99% | +132.77% | 100th top |
| Deposit Growth (Y/Y) | 136.21% | 7.80% | +128.41% | 100th top |
See FM Bank and Trust's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FM Bank and Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FM Bank and Trust profile, how to read a UBPR, or how this data updates.