East West Bank
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Data as of · sourced from FFIEC call reports. How we update
East West Bank is an FDIC-insured commercial bank headquartered in Pasadena, CA, established in 1972 (FDIC certificate 31628), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $84.32B, up 8.6% from Q2 2025, the 2nd largest of 113 banks headquartered in California. Its CET1 capital ratio was 13.90% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 31628
- Headquarters
- Pasadena, CA
- Established
- 1972
- Total assets, Q2 2026
- $84.32B
- Assets vs Q2 2025
- +8.6%
- CET1 ratio, Q2 2026
- 13.90%
- Domestic offices
- 97 FDIC institution directory, current count
- Routing number
- 322070381
- Latest call report
- Q2 2026, FFIEC 031 · East West Bank call report
- Holding company
- EAST WEST BANCORP, INC.
- Asset rank in state
- 2nd of 113 in California
East West Bank is the 37th-largest bank in the United States, with $84.3 billion in assets at June 30, 2026, up 8.6% from a year earlier. It is headquartered in Pasadena, California, and operates 97 domestic branches. It spends about 36 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 127 banks with $10 billion to $100 billion in assets (median 53 cents). On the other hand, it holds about half of its deposits (52%) above the FDIC insurance limit, higher than about three-quarters of banks its size (median 38.6%).
Net income for the quarter rose 18% from a year earlier, to $368 million. Problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.36% of loans from 0.24% a year earlier.
As of June 30, 2026, East West Bank reported a CET1 capital ratio of 13.90%, a return on assets of 1.76%, a nonperforming-loan ratio of 0.38% and a Texas ratio of 2.73%. The figures come from its call report filed with the FFIEC.
Of the 113 banks headquartered in California, East West Bank is the 2nd largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 2.2% to $84.32B, loans rose 1.4% and deposits rose 1.8%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 30.7% of total loans, ahead of non-owner-occupied commercial real estate loans at 22.0%. The FDIC Summary of Deposits lists 97 offices for it, in 58 cities across 7 states; its El Monte 3 offices book 14% of its branch deposits. On its Q2 2026 call report, East West Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 135 N Los Robles Ave, Pasadena, CA 91101
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- January 1, 1972
- Domestic offices
- 97 FDIC institution directory, current count
- Employees (FTE)
- 3,473
- Domestic deposits
- $66.18B
- Allowance for credit losses
- $842.1M
- Net charge-offs (YTD)
- $39.2M
- Average total assets
- $83.45B
- Average total loans
- $58.20B
- Average interest-bearing deposits
- $57.51B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 31628
- Fed RSSD
- 197478
- SEC CIK
- 1069157 → filed by EAST WEST BANCORP, INC.
- Website
- https://www.eastwestbank.com →
- Parent Holding Company
- EAST WEST BANCORP, INC. (RSSD 2734233) · EWBC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Dominic Ng | CEO | Chief Executive Officer |
| Del Moral-Niles Christopher | CFO | Chief Financial Officer |
| Parker Shi | COO | Chief Operating Officer |
| Irene H Oh | CRO | Chief Risk Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, East West Bank's total assets ranged from $68.15B (Q3 2023) to $84.32B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$84.32B total assets against $77.62B; $76.01B total liabilities against $69.93B.
$58.12B net loans and leases against $54.21B; $70.31B total deposits against $65.15B.
$17.45B securities against $15.29B; $4.80B cash and balances due against $4.22B.
$1.08B total interest income against $1.06B; $395.8M total interest expense against $441.3M.
$685.2M net interest income against $618.0M.
$102.0M total noninterest income against $86.3M; $283.9M total noninterest expense against $254.4M.
$33.0M provision for credit losses against $45.0M.
$368.0M net income against $312.8M.
1.76% return on assets against 1.62%; 3.41% net interest margin against 3.32%.
13.90% CET1 capital ratio against 13.63%; 9.89% tier 1 leverage ratio against 9.96%.
Inside the full East West Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
East West Bank rankings
Its closest position to the top of a national ranking is 37 of 4,196, for total assets; its furthest is 1,147 of 2,134, for CET1 ratio.
Metric pages for East West Bank: Uninsured deposits, Efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.54% (Q1 2025) to 1.86% (Q3 2025) and its net interest margin ran from 3.24% (Q4 2024) to 3.54% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.90% | 1.76% | 0.38% | 2.73% | 3.41% |
| Q1 2026 | 13.83% | 1.77% | 0.35% | 2.45% | 3.43% |
| Q4 2025 | 13.85% | 1.79% | 0.33% | 2.37% | 3.42% |
| Q3 2025 | 13.89% | 1.86% | 0.32% | 2.33% | 3.54% |
| Q2 2025 | 13.63% | 1.62% | 0.25% | 2.09% | 3.32% |
| Q1 2025 | 13.55% | 1.54% | 0.28% | 2.29% | 3.28% |
| Q4 2024 | 13.44% | 1.56% | 0.30% | 2.53% | 3.24% |
| Q3 2024 | 13.31% | 1.63% | 0.28% | 2.47% | 3.25% |
Swipe the table sideways to see every column.
Branch Network
View all 97 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| East West Bank Centralized Operations Branch | El Monte , CA | 91731 | $8.74B |
| Beverly Hills Cbc | Beverly Hills , CA | 90212 | $5.16B |
| Pasadena Commercial Banking Center | Pasadena , CA | 91101 | $3.22B |
| Canal Branch | New York , NY | 10013 | $2.11B |
| Rowland Heights Fairway Branch | Rowland Heights , CA | 91748 | $1.48B |
| Monterey Park - Ramona Branch | Monterey Park , CA | 91754 | $1.26B |
| Downtown Los Angeles Branch | Los Angeles , CA | 90017 | $1.25B |
| City of Industry Branch | City Of Industry , CA | 91748 | $1.23B |
| San Jose Branch | San Jose , CA | 95131 | $1.10B |
| Industry-Azusa Branch | City Of Industry , CA | 91748 | $1.09B |
| Cupertino Branch | Cupertino , CA | 95014 | $1.05B |
| Torrance Branch | Torrance , CA | 90505 | $1.00B |
| Oakland Webster Branch | Oakland , CA | 94607 | $985.9M |
| San Gabriel Branch | San Gabriel , CA | 91776 | $955.2M |
| Arcadia- Baldwin Branch | Arcadia , CA | 91007 | $954.6M |
| Harry Hines Branch | Dallas , TX | 75229 | $934.4M |
| Irvine Jamboree Road Commercial Banking Center | Irvine , CA | 92612 | $930.4M |
| San Marino Branch | San Marino , CA | 91108 | $848.8M |
| Walnut Branch | Walnut , CA | 91789 | $848.0M |
| Diamond Bar Branch | Diamond Bar , CA | 91765 | $812.6M |
| BostonHarrison Branch | Boston , MA | 02111 | $771.7M |
| Dulles Branch | Sugar Land , TX | 77478 | $733.8M |
| San Marino-East Branch | San Marino , CA | 91108 | $728.0M |
| 77 Bowery Branch | New York , NY | 10002 | $708.9M |
| San Diego Clairemont Mesa Branch | San Diego , CA | 92111 | $708.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 18, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 18, 2014 | Structure Change | Acquired MetroBank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 12, 2010 | Structure Change | Acquired Washington First International Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| June 11, 2010 | Merger | Participated in FDIC Assisted Merger | FDIC |
| November 7, 2009 | Structure Change | Acquired United Commercial Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| November 6, 2009 | Merger | Participated in FDIC Assisted Merger | FDIC |
| August 18, 2007 | Structure Change | Acquired Desert Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 18, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 18, 2006 | Structure Change | Acquired Standard Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 18, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 7, 2005 | Structure Change | Acquired United National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 7, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 7, 2004 | Structure Change | Acquired Trust Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 6, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 15, 2003 | Structure Change | Acquired Pacific Business Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 15, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 13, 2001 | Structure Change | Acquired Prime Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 12, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 15, 2000 | Structure Change | Acquired American International Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 14, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 29, 1999 | Structure Change | Acquired First Central Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 28, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 26, 1994 | Structure Change | Acquired Delta Federal Savings Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| March 25, 1994 | Merger | Rtc Assisted Merger | FDIC |
| July 13, 1991 | Structure Change | Acquired Pacific Coast Federal Savings and Loan Association of America Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| July 12, 1991 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 26 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 3 against the institution (Federal Reserve); 3 against individuals associated with it
- June 8, 2020, Federal Reserve: Civil Money Penalty: East West Bank, Pasadena, California
- November 9, 2015, Federal Reserve: Written Agreement: East West Bank, Pasadena, California
- May 22, 2007, Federal Reserve: Civil Money Penalty $16,245: East West Bank, Pasadena, CA
- Period: Most recent institution action June 8, 2020. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 2.8% of deposits in CA, rank 8 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 8,416 applications, 5,327 loans originated, $3.61B originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 169 loans, $102.3M approved, $605K average. 1.18% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 67 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about East West Bank
What are East West Bank's total assets?
As of the Q2 2026 filing, East West Bank reported total assets of $84.32 billion in its FFIEC call report.
Where is East West Bank headquartered?
It is headquartered in Pasadena, CA, United States.
When was East West Bank founded?
It was established in 1972, per the FDIC institution directory.
Is East West Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #31628). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates East West Bank?
East West Bank's primary federal regulator is the Federal Reserve.
What is East West Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.90% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does East West Bank operate?
It operates 97 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is East West Bank's Texas Ratio?
Its Texas Ratio is 2.73% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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