Bank of Hope
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Data as of · sourced from FFIEC call reports. How we update
Bank of Hope is an FDIC-insured commercial bank headquartered in Los Angeles, CA, established in 1986 (FDIC certificate 26610), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $18.99B, up 2.4% from Q2 2025, the 8th largest of 113 banks headquartered in California. Its CET1 capital ratio was 12.65% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 26610
- Headquarters
- Los Angeles, CA
- Established
- 1986
- Total assets, Q2 2026
- $18.99B
- Assets vs Q2 2025
- +2.4%
- CET1 ratio, Q2 2026
- 12.65%
- Domestic offices
- 78 FDIC institution directory, current count
- Routing number
- 122041235
- Latest call report
- Q2 2026, FFIEC 041 · Bank of Hope call report
- Holding company
- HOPE BANCORP, INC.
- Asset rank in state
- 8th of 113 in California
Bank of Hope, based in Los Angeles, California, reported $19.0 billion in assets at June 30, 2026, up 2.4% from a year earlier. It returns 6.3% a year on shareholders' equity, lower than about 9 in 10 of the 127 banks with $10 billion to $100 billion in assets (median 11.1%). It also lost 0.3% of its deposits over the year, lower than about three-quarters of banks its size (median 5.7%).
Loans and deposits moved in opposite directions: over the year loans rose 4.1% and deposits fell 0.3%. Its margin is thin by comparison: it keeps 2.98 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.63 cents).
As of June 30, 2026, Bank of Hope reported a CET1 capital ratio of 12.65%, a return on assets of 0.79%, a nonperforming-loan ratio of 0.88% and a Texas ratio of 5.11%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Hope is the 8th largest of the 113 banks headquartered in California. From Q1 2026 to Q2 2026, its total assets rose 1.8% to $18.99B, loans rose 2.0% and deposits rose 0.9%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 29.4% of total loans, followed by owner-occupied commercial real estate loans at 20.9%. Its 75 offices in the FDIC Summary of Deposits are in 48 cities across 9 states; its Los Angeles 9 offices book 38% of its branch deposits. Judged on its Q2 2026 call report, Bank of Hope meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 3200 Wilshire Blvd, Los Angeles, CA 90010
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- March 18, 1986
- Former names
- BBCN Bank (2011-2016); Center Bank (2002-2011)
- Domestic offices
- 78 FDIC institution directory, current count
- Employees (FTE)
- 1,433
- Domestic deposits
- $15.92B
- Allowance for credit losses
- $153.2M
- Net charge-offs (YTD)
- $19.7M
- Average total assets
- $18.84B
- Average total loans
- $14.78B
- Average interest-bearing deposits
- $15.41B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- March 18, 1986
- FDIC Cert
- 26610
- Fed RSSD
- 671464
- SEC CIK
- 1128361 → filed by HOPE BANCORP, INC.
- Website
- www.bankofhope.com →
- Parent Holding Company
- HOPE BANCORP, INC. (RSSD 2961879) · HOPE
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Kim Kevin Sung | CEO | Chairman & CEO |
| Peter Koh | PRES | President & COO |
| Julianna Balicka | CFO | EVP, CFO |
| Thomas Stenger | CRO | SEVP, Chief Risk Officer |
| Angelee Harris | GC | EVP, General Counsel |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Bank of Hope's total assets ranged from $17.05B (Q4 2024) to $20.07B (Q3 2023), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$18.99B total assets against $18.54B; $16.63B total liabilities against $16.23B.
$14.88B net loans and leases against $14.30B; $15.92B total deposits against $15.96B.
$2.18B securities against $2.32B; $648.4M cash and balances due against $689.7M.
$236.3M total interest income against $239.2M; $105.0M total interest expense against $119.2M.
$131.3M net interest income against $120.0M.
$16.8M total noninterest income against $15.1M; $94.3M total noninterest expense against $106.1M.
$6.8M provision for credit losses against $15.0M.
$37.1M net income against -$24.1M.
0.79% return on assets against -0.51%; 2.98% net interest margin against 2.70%.
12.65% CET1 capital ratio against 12.62%; 10.82% tier 1 leverage ratio against 10.45%.
Inside the full Bank of Hope terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Bank of Hope rankings
Its closest position to the top of a national ranking is 108 of 4,196, for total assets; its furthest is 2,919 of 3,611, for ROA.
Banks merged into Bank of Hope
- Territorial Savings Bank, effective April 2, 2025
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.51% (Q2 2025) to 0.89% (Q4 2025) and its net interest margin ran from 2.52% (Q1 2025) to 2.98% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.65% | 0.79% | 0.88% | 5.11% | 2.98% |
| Q1 2026 | 12.73% | 0.70% | 0.95% | 5.69% | 2.89% |
| Q4 2025 | 12.82% | 0.89% | 1.02% | 6.37% | 2.96% |
| Q3 2025 | 12.67% | 0.72% | 0.95% | 5.91% | 2.94% |
| Q2 2025 | 12.62% | -0.51% | 0.89% | 5.25% | 2.70% |
| Q1 2025 | 13.80% | 0.56% | 0.72% | 4.02% | 2.52% |
| Q4 2024 | 13.61% | 0.64% | 0.86% | 5.17% | 2.54% |
| Q3 2024 | 13.62% | 0.63% | 1.03% | 6.24% | 2.59% |
Swipe the table sideways to see every column.
Branch Network
View all 75 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Hope (main office) | Los Angeles , CA | 90010 | $3.44B |
| Manhattan Branch | New York , NY | 10001 | $838.7M |
| Olympic - Hoover Branch | Los Angeles , CA | 90006 | $497.1M |
| Bayside Branch | Bayside , NY | 11361 | $452.8M |
| Fullerton - Beach Branch | Buena Park , CA | 90621 | $419.4M |
| Broadway Branch | Los Angeles , CA | 90015 | $417.6M |
| Hilo Branch | Hilo , HI | 96720 | $385.3M |
| Fort Lee Branch | Fort Lee , NJ | 07024 | $378.1M |
| Gardena Branch | Gardena , CA | 90247 | $355.1M |
| Silicon Valley Branch | Sunnyvale , CA | 94087 | $345.3M |
| Wilshire-Harvard Branch | Los Angeles , CA | 90010 | $326.7M |
| Western-Beverly Branch | Los Angeles , CA | 90004 | $326.5M |
| Lynnwood | Lynnwood , WA | 98037 | $306.0M |
| San Pedro Mart Branch | Los Angeles , CA | 90015 | $304.9M |
| Territorial Branch | Honolulu , HI | 96813 | $303.5M |
| Olympic - Vermont Branch | Los Angeles , CA | 90006 | $294.4M |
| Niles Branch | Niles , IL | 60714 | $286.7M |
| Flushing-Union Branch | Flushing , NY | 11354 | $257.1M |
| Cerritos Branch | Cerritos , CA | 90703 | $254.0M |
| Duluth Branch | Duluth , GA | 30096 | $251.2M |
| Rowland Heights-Colima Branch | Walnut , CA | 91789 | $243.5M |
| Arlington Branch | Arlington Heights , IL | 60005 | $232.4M |
| La Palma Branch | La Palma , CA | 90623 | $223.9M |
| Torrance Branch | Torrance , CA | 90501 | $211.1M |
| Skokie Branch | Skokie , IL | 60077 | $208.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 2, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 2, 2025 | Structure Change | Acquired Territorial Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 30, 2016 | Structure Change | Acquired Wilshire Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 29, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 13, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 13, 2013 | Structure Change | Acquired The Foster Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 21, 2013 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 15, 2013 | Structure Change | Acquired Pacific International Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 1, 2011 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 2011 | Structure Change | Acquired Nara Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 17, 2010 | Structure Change | Acquired Innovative Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| April 16, 2010 | Merger | Participated in FDIC Assisted Merger | FDIC |
| April 23, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 7, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 7, 1993 | Structure Change | Acquired Wilshire Center Bank, N.A. Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 15 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve); 1 against individuals associated with it
- October 4, 1994, Federal Reserve: Cease and Desist Order: California Center Bank, Los Angeles, CA
- Period: Most recent institution action October 4, 1994. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.5% of deposits in CA, rank 21 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 1,286 applications, 889 loans originated, $592.3M originated, across 25 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 352 loans, $262.8M approved, $747K average. 0.57% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Hope
What are Bank of Hope's total assets?
As of the Q2 2026 filing, Bank of Hope reported total assets of $18.99 billion in its FFIEC call report.
Where is Bank of Hope headquartered?
It is headquartered in Los Angeles, CA, United States.
When was Bank of Hope founded?
It was established in 1986, per the FDIC institution directory.
Is Bank of Hope FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26610). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Hope?
Bank of Hope's primary federal regulator is the FDIC.
What is Bank of Hope's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.65% in its Q2 2026 call report, above regulatory requirements.
How many branches does Bank of Hope operate?
It operates 78 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Hope's Texas Ratio?
Its Texas Ratio is 5.11% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Bank of Hope previously called?
The charter now named Bank of Hope has also operated as BBCN Bank (2011-2016), Center Bank (2002-2011), per FDIC structure-change records.
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