Bank of Hope: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Hope of Los Angeles, CA against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.79% | 1.35% | -0.56% | 14th bottom |
| ROAE | 6.31% | 12.32% | -6.01% | 12th bottom |
| Net Interest Margin | 2.98% | 3.68% | -0.70% | 18th bottom |
| Efficiency Ratio | 62.85% | 53.77% | +9.08% | 22nd bottom |
| PPNR / Avg Assets | 1.14% | 1.96% | -0.82% | 13th bottom |
| Yield on Earning Assets | 5.35% | 5.57% | -0.22% | 48th below |
| Cost of Funds | 2.18% | 1.99% | +0.19% | 35th below |
| Net Interest Spread | 2.05% | 2.98% | -0.93% | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.11% | 1.05% | +0.06% | 30th below |
| NPA / Total Assets | 0.88% | 0.76% | +0.12% | 26th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.24% | 0.36% | -0.12% | 29th below |
| ACL / Total Loans | 1.02% | 1.37% | -0.35% | 27th below |
| ACL / NPLs (Coverage) | 92.00% | 210.52% | -118.52% | 25th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 8.46% | 10.25% | -1.79% | 34th below |
| Provision / NCO | 82.56% | 107.54% | -24.98% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.65% | 14.76% | -2.11% | 40th below |
| Tier 1 Ratio | 12.65% | 14.87% | -2.22% | 40th below |
| Total Capital Ratio | 13.65% | 16.09% | -2.44% | 34th below |
| Leverage Ratio | 10.82% | 10.26% | +0.56% | 69th above |
| Equity / Assets | 12.41% | 11.54% | +0.87% | 66th above |
| TCE / Tangible Assets | 9.89% | 9.48% | +0.41% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.44% | 83.84% | +10.60% | 19th bottom |
| Core Deposit Ratio | 73.70% | 86.83% | -13.13% | 11th bottom |
| Uninsured Deposit Ratio | 40.33% | 38.93% | +1.40% | 45th below |
| Wholesale Funding Ratio | 2.49% | 5.66% | -3.17% | 71st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.41% | 10.12% | -7.71% | 29th below |
| Loan Growth (Y/Y) | 4.07% | 10.15% | -6.08% | 39th below |
| Deposit Growth (Y/Y) | -0.26% | 9.99% | -10.25% | 17th bottom |
See Bank of Hope's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Hope, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Hope profile, how to read a UBPR, or how this data updates.