Bank of Hope: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money climbed 65.6% in Q2 2026, from $285.0M to $472.0M. It was the largest change from Q1 2026 among the key lines here. Bank of Hope ranks 44th of 114 California banks on loan-to-deposit ratio, in the upper half at 94.44% (Q2 2026). The median for banks in the $10B-100B asset tier is 86.83% on loan-to-deposit ratio. Bank of Hope sits 7.61 points higher, at 94.44% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $648.4M |
| Cash and noninterest-bearing balances to assets | 3.41% |
| Cash and securities | $2.83B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $472.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.49% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.44% |
| Net loans and leases to deposits | 93.48% |
| Loans and leases to core deposits | 119.04% |
| Core deposits to total deposits | 73.70% |
| Brokered deposits to total deposits | 5.64% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 90.83% | 72.43% | $0 | $1.80B |
| Q4 2023 | 93.75% | 74.43% | $0 | $1.80B |
| Q1 2024 | 92.87% | 74.86% | $0 | $795.6M |
| Q2 2024 | 92.56% | 73.33% | $0 | $170.0M |
| Q3 2024 | 92.49% | 74.93% | $0 | $100.0M |
| Q4 2024 | 95.01% | 73.73% | $0 | $239.0M |
| Q1 2025 | 91.88% | 74.31% | $0 | $100.0M |
| Q2 2025 | 90.52% | 74.32% | $0 | $29.8M |
| Q3 2025 | 92.24% | 74.84% | $0 | $24.9M |
| Q4 2025 | 94.67% | 73.67% | $0 | $284.9M |
| Q1 2026 | 93.44% | 73.21% | $0 | $285.0M |
| Q2 2026 | 94.44% | 73.70% | $0 | $472.0M |
Bank of Hope liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hope, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hope profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26610) · FFIEC NIC profile (RSSD 671464)