Hanmi Bank
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Data as of · sourced from FFIEC call reports. How we update
Hanmi Bank is an FDIC-insured commercial bank headquartered in Los Angeles, CA, established in 1982 (FDIC certificate 24170), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $7.95B, up 1.7% from Q2 2025, the 14th largest of 113 banks headquartered in California. Its CET1 capital ratio was 13.40% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 24170
- Headquarters
- Los Angeles, CA
- Established
- 1982
- Total assets, Q2 2026
- $7.95B
- Assets vs Q2 2025
- +1.7%
- CET1 ratio, Q2 2026
- 13.40%
- Domestic offices
- 34 FDIC institution directory, current count
- Routing number
- 122039399
- Latest call report
- Q2 2026, FFIEC 041 · Hanmi Bank call report
- Holding company
- HANMI FINANCIAL CORPORATION
- Asset rank in state
- 14th of 113 in California
Hanmi Bank leans heavily on commercial real estate. Based in Los Angeles, California, it had $8.0 billion in assets at June 30, 2026, up 1.7% from a year earlier. It holds commercial real estate loans worth 3.2 times its capital, higher than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 2.2 times). On the other hand, it carries problem assets equal to 1.0% of the capital and reserves that would absorb them, about a third the median of 3.6% for banks its size.
Earnings jumped: net income for the quarter was $26 million, 50% above the same quarter a year earlier. Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.15% of loans from 0.41%. Funding is the softer spot: it holds about two-fifths of its deposits (45%) above the FDIC insurance limit, higher than about three-quarters of banks its size (median 30.9%).
As of June 30, 2026, Hanmi Bank reported a CET1 capital ratio of 13.40%, a return on assets of 1.32%, a nonperforming-loan ratio of 0.15% and a Texas ratio of 1.05%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Hanmi Bank is the 14th largest of the 113 banks headquartered in California. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.1% to $7.95B, loans were flat and deposits rose 2.4%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 40.2% of total loans, ahead of commercial and industrial loans at 19.7%. The FDIC Summary of Deposits lists 33 offices for it, in 25 cities across 7 states; its Los Angeles 8 offices book 45% of its branch deposits. By the capital ratios in its Q2 2026 call report, Hanmi Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 3660 Wilshire Blvd Ste Ph-A, Los Angeles, CA 90010
- County
- Los Angeles
- Metro Area
- Los Angeles-Long Beach-Anaheim, CA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- December 15, 1982
- Domestic offices
- 34 FDIC institution directory, current count
- Employees (FTE)
- 609
- Domestic deposits
- $6.96B
- Allowance for credit losses
- $70.5M
- Net charge-offs (YTD)
- $3.9M
- Average total assets
- $7.82B
- Average total loans
- $6.44B
- Average interest-bearing deposits
- $6.39B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- December 15, 1982
- FDIC Cert
- 24170
- Fed RSSD
- 657365
- SEC CIK
- 1109242 → filed by HANMI FINANCIAL CORPORATION
- Website
- www.hanmi.com →
- Parent Holding Company
- HANMI FINANCIAL CORPORATION (RSSD 2900261) · HAFC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Bonita Lee | CEO | President & CEO |
| Romolo Santarosa | CFO | Chief Financial Officer |
| Matthew Fuhr | CCO | Chief Credit Officer |
| Du Michael | CRO | Chief Risk Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Hanmi Bank's total assets ran between $7.32B (Q3 2023) and $7.95B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$7.95B total assets against $7.82B; $7.07B total liabilities against $6.98B.
$6.48B net loans and leases against $6.29B; $6.96B total deposits against $6.74B.
$850.2M securities against $874.9M; $331.2M cash and balances due against $380.1M.
$102.9M total interest income against $100.9M; $37.9M total interest expense against $42.6M.
$64.9M net interest income against $58.3M.
$8.7M total noninterest income against $9.0M; $37.5M total noninterest expense against $35.5M.
$1.2M provision for credit losses against $7.6M.
$25.7M net income against $17.2M.
1.32% return on assets against 0.90%; 3.43% net interest margin against 3.14%.
13.40% CET1 capital ratio against 13.32%; 11.71% tier 1 leverage ratio against 11.43%.
Inside the full Hanmi Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Hanmi Bank rankings
Its closest position to the top of a national ranking is 195 of 4,196, for total assets; its furthest is 2,655 of 3,640, for Texas Ratio.
Metric pages for Hanmi Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.90% (Q2 2025) to 1.32% (Q2 2026) and its net interest margin ran from 2.82% (Q3 2024) to 3.43% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.40% | 1.32% | 0.15% | 1.05% | 3.43% |
| Q1 2026 | 13.37% | 1.26% | 0.19% | 1.32% | 3.43% |
| Q4 2025 | 13.17% | 1.19% | 0.28% | 2.16% | 3.38% |
| Q3 2025 | 13.20% | 1.25% | 0.30% | 2.33% | 3.32% |
| Q2 2025 | 13.32% | 0.90% | 0.41% | 2.90% | 3.14% |
| Q1 2025 | 13.34% | 1.04% | 0.57% | 4.01% | 3.06% |
| Q4 2024 | 13.36% | 1.06% | 0.23% | 1.64% | 3.00% |
| Q3 2024 | 13.23% | 0.91% | 0.68% | 4.95% | 2.82% |
Swipe the table sideways to see every column.
Branch Network
View all 33 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Vermont Branch | Los Angeles , CA | 90006 | $1.12B |
| Hanmi Bank (main office) | Los Angeles , CA | 90010 | $633.0M |
| Garden Grove-Brookhurst Branch | Garden Grove , CA | 92844 | $445.2M |
| Downtown-Los Angeles Branch | Los Angeles , CA | 90015 | $336.2M |
| Rowland Heights Branch | Rowland Heights , CA | 91748 | $317.4M |
| Cerritos-Artesia Branch | Artesia , CA | 90701 | $285.6M |
| Wilshire-Hobart Branch | Los Angeles , CA | 90010 | $270.1M |
| Irvine Branch | Irvine , CA | 92604 | $253.9M |
| Glenview Branch | Glenview , IL | 60025 | $249.0M |
| Fullerton-Beach Branch | Buena Park , CA | 90621 | $245.8M |
| Torrance-Del Amo Mall Branch | Torrance , CA | 90503 | $236.4M |
| Olympic Branch | Los Angeles , CA | 90019 | $220.2M |
| Manhattan Branch | New York , NY | 10016 | $214.7M |
| Koreatown Galleria Branch | Los Angeles , CA | 90006 | $207.9M |
| Olympic-Kingsley Branch | Los Angeles , CA | 90006 | $205.9M |
| Silicon Valley Branch | Santa Clara , CA | 95051 | $185.4M |
| San Diego Branch | San Diego , CA | 92111 | $163.4M |
| Fort Lee Branch | Fort Lee , NJ | 07024 | $160.8M |
| Dublin Branch | Dublin , CA | 94568 | $142.7M |
| Western Branch | Los Angeles , CA | 90004 | $124.1M |
| Chicago Branch | Chicago , IL | 60659 | $98.5M |
| Annandale Branch | Annandale , VA | 22003 | $97.7M |
| Van Nuys Branch | Van Nuys , CA | 91405 | $97.7M |
| Diamond Bar Branch | City Of Industry , CA | 91789 | $95.6M |
| Gardena Branch | Gardena , CA | 90247 | $86.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| September 1, 2014 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2014 | Structure Change | Acquired United Central Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 1, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 2004 | Structure Change | Acquired Pacific Union Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 1998 | Structure Change | Acquired First Global Bank Federal Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 2 against the institution (Federal Reserve); 1 against individuals associated with it
- August 9, 2007, Federal Reserve: Civil Money Penalty $8,835: Hanmi Bank, Los Angeles, CA
- December 9, 1994, Federal Reserve: Written Agreement: Hanmi Bank, Los Angeles, CA
- Period: Most recent institution action August 9, 2007. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.3% of deposits in CA, rank 28 of 164 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 500 applications, 94 loans originated, $112.7M originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 199 loans, $170.0M approved, $854K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Hanmi Bank
What are Hanmi Bank's total assets?
As of the Q2 2026 filing, Hanmi Bank reported total assets of $7.95 billion in its FFIEC call report.
Where is Hanmi Bank headquartered?
It is headquartered in Los Angeles, CA, United States.
When was Hanmi Bank founded?
It was established in 1982, per the FDIC institution directory.
Is Hanmi Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #24170). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hanmi Bank?
Hanmi Bank's primary federal regulator is the FDIC.
What is Hanmi Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Hanmi Bank operate?
It operates 34 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Hanmi Bank's Texas Ratio?
Its Texas Ratio is 1.05% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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