Hanmi Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 30.4% in Q2 2026, from $254.0M to $331.2M. It was the largest change from Q1 2026 among the key lines here. Within California, Hanmi Bank is 47th of 114 on loan-to-deposit ratio, 94.09% as of Q2 2026. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Hanmi Bank sits 5.89 points higher, at 94.09% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $331.2M |
| Cash and noninterest-bearing balances to assets | 4.16% |
| Cash and securities | $1.18B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.09% |
| Net loans and leases to deposits | 93.08% |
| Loans and leases to core deposits | 114.74% |
| Core deposits to total deposits | 80.76% |
| Brokered deposits to total deposits | 1.25% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 96.23% | 82.40% | $0 | $162.5M |
| Q4 2023 | 98.51% | 83.17% | $0 | $325.0M |
| Q1 2024 | 96.85% | 83.75% | $0 | $172.5M |
| Q2 2024 | 97.63% | 83.73% | $0 | $292.5M |
| Q3 2024 | 98.37% | 84.46% | $0 | $300.0M |
| Q4 2024 | 97.10% | 83.50% | $0 | $262.5M |
| Q1 2025 | 94.99% | 82.11% | $0 | $117.5M |
| Q2 2025 | 94.32% | 81.56% | $0 | $127.5M |
| Q3 2025 | 96.49% | 81.35% | $0 | $62.5M |
| Q4 2025 | 98.27% | 81.66% | $0 | $150.0M |
| Q1 2026 | 96.30% | 81.52% | $0 | $0 |
| Q2 2026 | 94.09% | 80.76% | $0 | $0 |
Hanmi Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Hanmi Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hanmi Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24170) · FFIEC NIC profile (RSSD 657365)