Hanmi Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
In Q2 2026, Retained earnings edged up by 2.2%, from $357.1M to $364.8M, the largest move among the key lines here. Within California, Hanmi Bank is 53rd of 74 on CET1 ratio, 13.40% as of Q2 2026. At 13.40%, Hanmi Bank's CET1 ratio is close to the 13.49% median for banks in the $1B-10B asset tier (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.40% |
| Tier 1 risk-based capital ratio | 13.40% |
| Total risk-based capital ratio | 14.48% |
| Tier 1 leverage ratio | 11.71% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $912.6M |
| Tier 1 capital | $912.6M |
| Total risk-based capital | $985.6M |
| Total equity capital | $889.1M |
| Risk-weighted assets | $6.81B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.18% |
| Tangible equity to tangible assets | 11.03% |
| Equity capital to average assets | 11.37% |
| Internal capital growth rate | 3.49% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $14K |
| Common stock surplus | $570.7M |
| Retained earnings | $364.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$46.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.42% | 13.42% | 14.42% | 11.25% | $6.20B |
| Q4 2023 | 13.26% | 13.26% | 14.27% | 11.32% | $6.33B |
| Q1 2024 | 13.44% | 13.44% | 14.50% | 11.29% | $6.30B |
| Q2 2024 | 13.47% | 13.47% | 14.51% | 11.41% | $6.31B |
| Q3 2024 | 13.23% | 13.23% | 14.27% | 11.43% | $6.46B |
| Q4 2024 | 13.36% | 13.36% | 14.43% | 11.47% | $6.43B |
| Q1 2025 | 13.34% | 13.34% | 14.47% | 11.49% | $6.51B |
| Q2 2025 | 13.32% | 13.32% | 14.39% | 11.43% | $6.55B |
| Q3 2025 | 13.20% | 13.20% | 14.28% | 11.46% | $6.70B |
| Q4 2025 | 13.17% | 13.17% | 14.25% | 11.47% | $6.78B |
| Q1 2026 | 13.37% | 13.37% | 14.45% | 11.74% | $6.77B |
| Q2 2026 | 13.40% | 13.40% | 14.48% | 11.71% | $6.81B |
Hanmi Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Hanmi Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hanmi Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24170) · FFIEC NIC profile (RSSD 657365)