Hanmi Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 11.12 percentage points in Q2 2026, from 141.45% to 152.57%. It was the largest change from Q1 2026 among the key lines here. Within California, Hanmi Bank is 37th of 114 on return on assets, 1.32% as of Q2 2026. The median for banks in the $1B-10B asset tier is 1.27% on return on assets. Hanmi Bank sits 0.04 points higher, at 1.32% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.40% |
| Tier 1 risk-based capital ratio | 13.40% |
| Total risk-based capital ratio | 14.48% |
| Tier 1 leverage ratio | 11.71% |
| Equity capital to assets | 11.18% |
| Tangible equity to tangible assets | 11.03% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.70% |
| Non-performing assets ratio | 0.58% |
| Net charge-off ratio | 0.08% |
| Texas ratio | 1.05% |
| Allowance for credit losses to loans | 1.08% |
| Reserve coverage of non-performing loans | 152.57% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.32% |
| Return on equity | 11.61% |
| Net interest margin | 3.43% |
| Efficiency ratio | 50.87% |
| Yield on earning assets | 5.43% |
| Cost of funds | 1.82% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.09% |
| Core deposits to total deposits | 80.76% |
| Brokered deposits to total deposits | 1.25% |
| Deposits to assets | 87.55% |
| Securities to assets | 10.69% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.42% | 13.42% | 14.42% | 11.25% | 1.12% |
| Q4 2023 | 13.26% | 13.26% | 14.27% | 11.32% | 1.10% |
| Q1 2024 | 13.44% | 13.44% | 14.50% | 11.29% | 0.92% |
| Q2 2024 | 13.47% | 13.47% | 14.51% | 11.41% | 0.89% |
| Q3 2024 | 13.23% | 13.23% | 14.27% | 11.43% | 0.91% |
| Q4 2024 | 13.36% | 13.36% | 14.43% | 11.47% | 1.06% |
| Q1 2025 | 13.34% | 13.34% | 14.47% | 11.49% | 1.04% |
| Q2 2025 | 13.32% | 13.32% | 14.39% | 11.43% | 0.90% |
| Q3 2025 | 13.20% | 13.20% | 14.28% | 11.46% | 1.25% |
| Q4 2025 | 13.17% | 13.17% | 14.25% | 11.47% | 1.19% |
| Q1 2026 | 13.37% | 13.37% | 14.45% | 11.74% | 1.26% |
| Q2 2026 | 13.40% | 13.40% | 14.48% | 11.71% | 1.32% |
Hanmi Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Hanmi Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Hanmi Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24170) · FFIEC NIC profile (RSSD 657365)