Hanmi Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hanmi Bank of Los Angeles, CA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.32% | 1.34% | -0.02% | 51st above |
| ROAE | 11.61% | 12.40% | -0.79% | 44th below |
| Net Interest Margin | 3.43% | 3.83% | -0.40% | 32nd below |
| Efficiency Ratio | 50.87% | 57.84% | -6.97% | 73rd above |
| PPNR / Avg Assets | 1.85% | — | — | 59th above |
| Yield on Earning Assets | 5.43% | 5.71% | -0.28% | 43rd below |
| Cost of Funds | 1.82% | 2.02% | -0.20% | 60th above |
| Net Interest Spread | 2.37% | — | — | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.70% | 1.00% | -0.30% | 45th below |
| NPA / Total Assets | 0.58% | — | — | 43rd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.43% | -0.35% | 33rd below |
| ACL / Total Loans | 1.08% | — | — | 40th below |
| ACL / NPLs (Coverage) | 152.57% | — | — | 45th below |
| Texas Ratio | 1.05% | 5.47% | -4.42% | 82nd top |
| Provision / NCO | 114.81% | — | — | 39th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.40% | 14.99% | -1.59% | 48th below |
| Tier 1 Ratio | 13.40% | 15.02% | -1.62% | 47th below |
| Total Capital Ratio | 14.48% | — | — | 46th below |
| Leverage Ratio | 11.71% | 11.11% | +0.60% | 73rd above |
| Equity / Assets | 11.18% | 11.02% | +0.16% | 63rd above |
| TCE / Tangible Assets | 11.03% | — | — | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.09% | 86.99% | +7.10% | 32nd below |
| Core Deposit Ratio | 80.76% | 85.57% | -4.81% | 22nd bottom |
| Uninsured Deposit Ratio | 44.76% | 33.19% | +11.57% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.74% | — | — | 25th below |
| Loan Growth (Y/Y) | 3.10% | — | — | 34th below |
| Deposit Growth (Y/Y) | 3.35% | — | — | 38th below |
See Hanmi Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Hanmi Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hanmi Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Hanmi Bank peer analysis.